Who Claims Mortgage Interest On Home…?
If my girlfriend and I purchased a home together in 2006 then who claims the interest on the mortgage on their income taxes since we file seperately not being married yet? I assume that we both dont claim it since it can only be claimed once and I assume by only one person?! please [...]
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How To Best Warn The Public Not To Use Countrywide (part Of B Of A) For Reverse Mortgages?
You might want to file a complaint with the Better Business Bureau.
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Credit Score For Va Loan..co-sign?
I am looking to buy a house around October using a VA Loan. My credit history wasn’t great before but is pretty good now..but still only gives me a 646.
However, my fiance has perfect credit and has never missed a payment..should adding her has a co-signer be enough to get a VA Loan?
Also, I [...]
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Shouid Get Rid Of, My Realestate Agent Or, My Lender Or, Neither?
My real estate guy put in a little below asking price for the current house I’m trying for. My mortgage guys FHA appraiser, appraised thousands, below. The sellers real estate person put the price way above value? Who is at fault if I don’t get this house? Do I have any recourse as a buyer?
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An Individual Has A $120,000 30 Year Mortgage At 6% Fixed. This Individual Also Has A Floating Rate Home Eq
An individual has a $120,000 30 year mortgage at 6% fixed. This individual also has a floating rate Home Equity line of credit for $20,000. The current rate on this loan is 8.5%. Only interest payments are required on the Home Equity line. The individual has an increase [...]
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Has Anyone Ever Used Earth Mortgage For A Home Loan?
I am buying a house and looking for a loan. I put my information on Lowermybills.com and received multiple phone calls. The one that sounded the best to me was Earth Mortgage. They are at about 6.25 for a 5/1 arm interest only. This is above bankrate.com’s rate, but I still [...]
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My Fiance And I Are Trying To Buy A House. I Have A Fair Credit Score At 680. She Has A Near Perfect Credit.?
What should we do in terms of the mortgage? I have been told that we would have to pay many “points’ if we co-signed on a conventional loan. I have also been told that FHA may be the way to go. What is the best path here? The one thing we do [...]
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Advise On Credit Report, Student Loan, And Va Home Loan?
Want to by a home with VA loan. Credit report shows my student loan in default. After paying my student loan for a couple of months and getting it out of default will it affect my ability to get a VA loan because I still owe such a high debt to the student loan. Want [...]
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Is It Worth It To Get My Home Refinanced?
I keep getting letters in the mail offering to refinance my home. I have 6.0% interest and have owned my home for two years. Currently, my mortgage payment (FHA) is $1206.87, which includes $67 per month Mortgage Insurance Premium, real estate taxes, homeowner’s insurance, etc. The letters I keep getting claim that I would be [...]
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Mortgage Refinance Interest Only Loan?
I have an interest only loan at 7 percent that I did not question. Now I want to refinance to a fixed with a lower percentage. I have lived here for a year and 3 mos. I contacted my broke (who I dont trust) and he told me to refinance i need [...]
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