VA Loans

Which Offers The Most Advantages In Obtaining New Home Financing, A Bank Like Wellsfargo Or A Mortgage Broker?

I need to choose the best lender for a new home purchase that will provide me the least fees while giving me the best interest rate? Mortage banks tend to offer me fewer fees, but the rate is a little higher. Also, which is most efficient in doing the loan? I am [...]


Can You Put An Offer On Another Home While You Are In The Escrow Process And Have Not Removed Contingencies?

We’re buying a condo with a VA loan. The offer is contingent upon VA approval, but we are far from that process. We have found a single family home that we love and want to buy instead. Can we put an offer on the new home and if it gets accepted, cancel the other contract?


Va Certificate Of Eligibility?

What are the proper documents that I need to send to the VA Office in order to get a certificate of eligibility. I am trying to get a VA loan to buy a house. I was in the army national guard for 8 years by the way. I sent in the NGB [...]


How Much Should I Expect To Get From Thefirst Time Home Buyer Tax Credit?

I purchased it in Dec. 2009 for 265k, it was a VA loan with 0 down. should i receive 8K? because a friend did my taxes and it was figured that i was going to get 900 back. i was under the impression that if i purchased a home i would get 8k… ?
thanx in [...]


Questions About Using The Va Loan?

My wife and I bought our first house last year and we did not use the VA Loan. I am thinking about buying another house but no longer have the money to put up for a downpayment. We both have excellent credit and have an above average income for the area. I’m [...]


How Do I Get A Va Loan (or Any Loan) For 65 Acres In Texas?

I have been half-heartedly looking for a nice rural property (~20 acres with or without a house) for some time now. Today I finally stumbled across a very nice 65 acre piece of land for $130,000 (severely underpriced) and now I am scrambling to find a lender. I had not previously realized that my bank [...]


Credit Score For Va Loan..co-sign?

I am looking to buy a house around October using a VA Loan. My credit history wasn’t great before but is pretty good now..but still only gives me a 646.
However, my fiance has perfect credit and has never missed a payment..should adding her has a co-signer be enough to get a VA Loan?
Also, I [...]


Advise On Credit Report, Student Loan, And Va Home Loan?

Want to by a home with VA loan. Credit report shows my student loan in default. After paying my student loan for a couple of months and getting it out of default will it affect my ability to get a VA loan because I still owe such a high debt to the student loan. Want [...]


Will The Va Loan Allow You To Refinance If You Do Not Live In The House?

I bought my house in the end of 06′. Lived there for nearly a year. My husband went from national guard to active duty, so we had to move. I currently am renting it out. My husband had little knowledge on the VA loan at the time, and though we could only use it once. [...]


Bad Credit And Va Home Loan?

My husband is in the Navy. We have been thinking about buying a home and wanted to use the Va home loan. I am a nurse and he is in the Navy so there is steady income but before he joined my credit was bad due to bad decisions I made. His credit isnt great [...]