Equity Mortgage Loan
Refinance Current Mortgage?
Hi I have a mortgate of around 2 years old and is a 30 year fixed rate at 6.5%. With interest rates being slashed right now and house prices dwindling it would make a lot of sense to be able to refinance the mortgage at a much reduced rate, lower the monthly premium but still [...]
Recently Purchased First Home And Moving To Another State?
I purchased my first home a few months ago and will be moving to another state due to a better job offer. I know that trying to sell my home may not be in my best interest since I just got it, however, if I do – there is no pre-payment penalty on my loan.
My [...]
Please Help! I Need A Personal Or Business Loan.i Had Exclnt Crdit But Fico Went From Abt 700+ To Abt 500 =(?
I’m 28 and in the midst of divorce-(a big part of why got behind on thingsand damaged credit) I own a home with the soon to be ex and we are selling it and paying off our debts. there is approx 30-40k equity. i looked into refi and buy her out and get her name [...]
I Have A Mortgage At 6%. Would A Re-finance Be A Good Thing For Me?
I have had the house 5 years, had a credit card equity loan on it, but paid it off with a second equity loan. Never been late, have good credit and very stable job. I want a lower payment, but will it be worth it in the long haul? I plan to stay here forever.
Can I Re-mortgage My Paid Off Home?
I currently have a home equity loan as my primary loan on my house but am looking to pay it off with some help then refinace as a traditional mortgage. (benefits – lower interest rate, and full value of house equity available in TX)
An Individual Has A $120,000 30 Year Mortgage At 6% Fixed. This Individual Also Has A Floating Rate Home Eq
An individual has a $120,000 30 year mortgage at 6% fixed. This individual also has a floating rate Home Equity line of credit for $20,000. The current rate on this loan is 8.5%. Only interest payments are required on the Home Equity line. The individual has an increase [...]
Mortgage Refinance Interest Only Loan?
I have an interest only loan at 7 percent that I did not question. Now I want to refinance to a fixed with a lower percentage. I have lived here for a year and 3 mos. I contacted my broke (who I dont trust) and he told me to refinance i need [...]
Do I Qualify For A Mortgage Modification Loan?
I lost my job and took a less paying one. I bought my house in 2002 for $180,000. During the upward move of the market I refinanced 4 times, taking out equity each time. I now have a mortgage of $400,000. Since I have a new job now and have trouble affording my home, can [...]
I Own My Home W/no Mortgage Payment, Title Is In My Name, My Fiance & I Are Moving In January Question Is?
my fiance has her own house titled in her own name with a 200k mortgage loan owned by the government and a home equity line of credit of 25k totaling 225k debt…The house value in today’s market is probably 140-180K maybe. The mortgage is too high to just keep the house for rent because [...]
Home Equity Line Foreclosure? Filing For Bankruptcy?
I have a question regarding my Home Equity Line and Foreclosure. If my home is foreclosed what happens to my home equity line? Am I still obligated to pay the home equity line? Or is it part of losing the home?
I’ve heard that if the mortgage loan and home equity line are together with the [...]
