Archive for February, 2010
I Have A Mortgage At 6%. Would A Re-finance Be A Good Thing For Me?
I have had the house 5 years, had a credit card equity loan on it, but paid it off with a second equity loan. Never been late, have good credit and very stable job. I want a lower payment, but will it be worth it in the long haul? I plan to stay here forever.
Why Does America Have To Bear Most Of The Burden And Blame In Order To Keep The World Safe?
The Middle East crisis is a global problem that demands international resolution. Military action is still available, but the US and UK must make sure it is the absolute very last option. While this will worsen our public image and deplete resources and capabilities, competitors such as Russia and China are gaining influence, [...]
A Question About Reverse Mortgages?
If someone has a reverse mortgage and the payback on the reverse mortgage is less than the house is worth can the person sell the house at the current value and than pay off the reverse mortgage and than keep the profit?
For example if the reverse mortgage loan is 100,000.00 and the house is worth [...]
How Do I Get A Va Loan (or Any Loan) For 65 Acres In Texas?
I have been half-heartedly looking for a nice rural property (~20 acres with or without a house) for some time now. Today I finally stumbled across a very nice 65 acre piece of land for $130,000 (severely underpriced) and now I am scrambling to find a lender. I had not previously realized that my bank [...]
First Time Homebuyer In Upstate Ny, Need Downpayment & Closing Cost Help?
My wife and I are trying to buy our first house. We have been approved for a FHA loan. Our savings are drained, my wife has been on bedrest from a high risk pregnancy for the last 6 months and not collecting a paycheck. Our credit is excellent the mortgage payment wont be [...]
Can I Re-mortgage My Paid Off Home?
I currently have a home equity loan as my primary loan on my house but am looking to pay it off with some help then refinace as a traditional mortgage. (benefits – lower interest rate, and full value of house equity available in TX)
The Direct Commissioning Program In The Army Reserves Has Expanded To Many Branches. Which Should I Choose?
I’m thinking Quartermaster, but MP looks appealing—-especially because I’m already a veteran officer (though I realize military “policing” is a different animal). Any suggestions? Not many combat arms, if any, available. Officer Generalist, Quartermaster, Chemical Officer, and MP are some of the options available at the reserve areas in my region.
How To Best Warn The Public Not To Use Countrywide (part Of B Of A) For Reverse Mortgages?
You might want to file a complaint with the Better Business Bureau.
Credit Score For Va Loan..co-sign?
I am looking to buy a house around October using a VA Loan. My credit history wasn’t great before but is pretty good now..but still only gives me a 646.
However, my fiance has perfect credit and has never missed a payment..should adding her has a co-signer be enough to get a VA Loan?
Also, I [...]
Shouid Get Rid Of, My Realestate Agent Or, My Lender Or, Neither?
My real estate guy put in a little below asking price for the current house I’m trying for. My mortgage guys FHA appraiser, appraised thousands, below. The sellers real estate person put the price way above value? Who is at fault if I don’t get this house? Do I have any recourse as a buyer?
