Archive for January, 2010

2 Of My Fingers Went Numb Suddenly, Is It Because Of My Wrist Or Is There Any Other Option That Can Cause This?

Yesterday after I woke up I noticed my right arm went numb, I thought I slept on my arm too long as usual though after the numb feeling worn off my little finger and ring finger kept staying numb, it isn’t as numb as I first woke up yet not even that understandable unless some [...]


What Is A “balloon Payment” In Relation To An Interest Only Mortgage Loan?

A balloon payment is a large payment made at the end of the loan. In the case of an interest only mortgage, your monthly payments only cover interest, not repayment of the capital you borrowed, so at the end of the term of the mortgage, usually 25 years, you have to pay back the [...]


Mortgage Questions!! How Much Cash Will We Need?

We’re doing an FHA loan, we’ve been approved for 150,000$ (we’re probably only going to need 140,000 of that)
We only need to put 3% down (so 4,500).
AFTER the down payment cost, How much money should we have saved up for closing costs.
Our mortgage consultant sent us a good faith estimate page and it estimated that [...]


On A Va Loan The 1-3percent Funding Fee- Is This Set By The Lender Or By Va? Is The Origination?

there is a fee charged by the VA!
A basic funding fee of 2.15 – 3.3 percent must be paid to the VA by all but certain exempt veterans.
VA Loan Facts: The Funding Fee
The VA loan funding fee is required by law. The fee, currently 2.15% percent on no down payment loans, is intended to enable [...]


Mortgage Question, Need Financing.?

There’s a property in my area that I would like to buy. It is in a very up and coming rehab area, a lot of homes in the area are being remodeled. The home needs new plumbing and drywall, so I know I can’t get an FHA loan because of their requirements. For conventional, am [...]


What Company Should I Apply For A Home Equity Loan Fast But Have Bad Credit.?

I am currently in a bad financial situation. I have terrible credit and can’t even get approved for a new credit card. My monthly payments on my car and credit cards are too much for me to handle. Recently, I have even been having trouble making my mortgage payment. The sad thing is that [...]


When Bouncers Use Unreasonable Force Against A Hotel Patron What Are The Patron’s Options?

My friend had her arm hoisted up behind her, and was violently removed shortly after arrival at a Brisbane pub, after asking a bouncer to “lighten up mate” when he told her not to put her feet up on a friend’s lap at a pub. She was then forcibly removed from the establishment after her [...]


Is There A Case When Mortgage Interest Paid Is Not Deductible For Taxes?

my parents did their taxes and they were told their interest paid was not deductible. i dont have all the details yet, but does any one know why this might happen?


Do You Think It Is Good To Work For A Mortgage Company Moving Forward In The Future?

I just began work at a mortgage company a few months ago because there is a rush of people that are wanting to refinance. We also do equity loans, reverse mortgages, etc.
Do you think this would be a good career to stay there long term, or do you think I should just work there [...]


Mortgage: Do I Have To Pay Them Back The Ful Amount?

Here is my problem: I have a house in CA and me and my husband are very unhappy with this city we live in and we are not able to make the payments anymore (we lost an income) and we want to move back to our home town. My questions is if we have $147,000 [...]