Who & Where Do I Start For Assistance?

I inherited my home when my parent passed away. I’m now listed on the deed and have paid the mortgage on time for 3 yrs. Mom had an adjustable rate 3 yrs ago. Mortgage payment has jumped another $600.00 extra monthly.It’s now $2000.00monthly. It was 4 yrs ago when I I filed for chapter 7. Now that my student loan is out of default do I contact the mortgage company to apply in my name or a broker to look for a lower mortgage home.? Also do I get the equity if any from paying this mortgage for 3 yrs?

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