How Can I Save Money On My Bills?

House note $750 — 4.99% interest rate property taxes and house insurance included in note
$200 a month in electricity
$50 a month in water
$145 cable/internet/phone combo
$200 car insurance for 3 vehicles
$100 on student loan
I will be making $1450 a moth to $1500. So where can I cut out expenses?

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