Va Home Loan?

If husband and I use our VA loan and we use it towards a house in Texas, costing no more than $250.000.00 How much should we save in our bank account. Also Whats the lowest credit score
that VA will except for a home loan. My husband credit score is not too far from 700.
Thank [...]

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Mortgage Specialist – Need Help!!!!?

My husband jointly owns a home with his two sisters. Both sisters are in financial trouble and one wants to get a home equity loan (or maybe LOC). She has talked to a mortgage loan officer who said that my husband doesn’t have to co-sign for the loan, only that he has [...]

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What Is Best Way Of Getting Strong Without Losing Cardovascular Fitness?

I am 21, slim build, 5′10″ and about 160/170lbs. I do a lot of running (c.8 miles per night, lasting 1 hour) and consider myself of above average fitness.
I was hoping someone could advise me as to how I might seriously inprove upper body strength (particularly in my upper arms) without having to sacrifice my [...]

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Do People Actually Make Money From Buying/selling A House Even After Paying Mortgage And Interest?

Considering that interest is just as much, if not more than the mortgage itself, it’s like paying 2 mortgages. The house has to double in value for a person to break even.

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Is A Reverse Mortgage Safe?

Just to clarify for those who are not familiar with this term, a reverse mortgage is where a lender will actually ‘buy back’ your home from you based on your current equity allowing people that are retired to have a livable monthly income from their home, and not a lump sum from a home sale [...]

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Pending Loan, How Can I Get Status ?

Is there a way to check the status of a pending mortgage loan online
with FHA? My woman is asking me and I don’t have an answer. Our Loan Officer is not in office today… go figure.

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Current Dti Ratios For Mortgage?

Looking at buying a house scores in the mid 700’s and I have the 5% down payment and $3000 in closing costs. Can anyone advise current DTI for FHA and conventional loans also how many months reserves needed for each? Thanks

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Anybody Know Any Draw Backs With Reverse Mortgages?

Reverse mortgage is drawing from the equity in your home and not having to pay it back until you move or die. It is only for older folks.

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Looking For A Va Loan With Poor Credit Decent Income!?

Hello there! My husband is eligable for a VA loan but we have poor credit 512 & 520. Our income is decent and we can put down 3% if neccessary! The home we are interested in is $130,000.00. Where if possible can we get help? If anyone has been successful I would be interested in [...]

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Does The Bank Of America Neighborhood Champions Mortgage Still Exist?

Hello. I’ve been trying for the past six months to buy a house. I was prequalified through FHA for a set amount. Now, supposedly guidelines for FHA are changing Jan. 1st. They are a lot more picky and now I prequal for 50,000 less. So FHA is no longer an option.
I’m a teacher so my [...]

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