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Blog Theives BEWARE – You Are Branded!

Instead of writing about the mortgage business right now, I want to express my displeasure with those people out there that keep stealing my blog posts for their websites without credit. I am finding more and more of my blog posts showing up in “no host” sites without attribution for the one actually doing the work. They are taking my blog posts in their entirety and re-blogging them without credit to the original author. That is stealing and it is a violation of copy write laws, but the problem is how to enforce the laws. To do anything I would have to hire an attorney and it isn’t worth the expense.


5 More Ways to Go GREEN with FHA 203K!

With the economy flat and home prices stagnant people are looking to get more out of their renovations. Whether it is a FHA 203K purchase or a Fannie Mae Homestyle refinance, going green with your new renovation will pay dividends for years to come. Whether your goal be energy savings, an allergen free home or saving the planet; here are 5 fresh ways to go green on the next face lift for your home.


New Jersey – USDA 100% Home Loan

There is a little known and under utilized home loan available in New Jersey and across the country. This loan provides 100% Financing! You read it right…..100% financing…..and no Mortgage Insurance!


New Good Faith Estimate debuts Jan. 1, 2010

Housing and Urban Development (HUD) regulators are always trying to make things better and more transparent for borrowers. This time they have made some major changes in the Good Faith Estimate, a backbone of the mortgage industry. These changes will be taking place January 1, 2010 and are some very major changes that are designed to help consumers compare loans from one lender to another. Very major changes but unfortunately, we still don’t know what all of them are or how they are being interpreted because HUD hasn’t released the final information yet. This is something that will have a direct bearing on your Real Estate transactions in the Eugene/Springfield Oregon area and is supposed to make shopping for a mortgage easier, but will it?


Trustworthy Information on FHA Mortgage Loans in Arizona

This morning I decided to do some research on a few topics related to FHA lending in Arizona.  When I do this, I usually follow this process:

I start with my personal understanding of the topic based on recent information that I’ve read or heard.
I then research what others are saying on the Web through blog [...]


House votes to expand home buyers’ tax credit in New Jersey and across the country!

Congress gave final approval Thursday to support the housing market by extending and expanding the First Time Home Buyer Tax Credit.


Home Buyer Tax Credit in California Extended

Has the home buyer tax credit in California been extended?
Well, California’s real estate market did receive another boost from last night’s vote in the Senate. Although it’s not the final vote, it effectively seals the deal on the plan to extend the $8000 first time home buyer credit through April 30th 2010 as well [...]


Three Questions to Ask Your FHA 203K Lender

There is a huge demand for FHA 203K loans in the Georgia & Alabama mortgage markets and throughout the US. That demand has prompted a lot of unqualified lenders and loan officers to attempt to grab their piece of the pie. This loan is not for rookie, it requires experience and expertise. Your choice of [...]


FHA Down Payment Requirement Could Increase to 5%

If you are planning on buying a house and taking advantage of FHA’s low down payment requirement of 3.5%, you may want to do it now.
Last year, the minimum down payment requirement for FHA loans was increased from 3% to 3.5% as part of the Housing and Economic Recovery Act. It looks like lawmakers [...]


How to Purchase a Home with a FHA Loan
with almost Zero Down

For a limited time, up to 99.5 % financing is being offered to increase home ownership opportunities to individuals and families in California. You can purchase a home with a FHA Loan for as little as .5% down payment.  Yes! That’s right! As little as a 1/2% down payment.
Call Jeff Sloan at (909) 475-7069 to [...]