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	<title>FHA Mortgage Blog &#187; Tim Storm</title>
	<atom:link href="http://www.myfhamortgageblog.com/author/tstorm/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.myfhamortgageblog.com</link>
	<description>FHA Loans - Providing Hope for Homeowners</description>
	<lastBuildDate>Thu, 18 Mar 2010 18:22:47 +0000</lastBuildDate>
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		<title>FHA Streamline Refinance Program Going Strong in Orange County</title>
		<link>http://www.myfhamortgageblog.com/2010/02/fha-streamline-refinance-program-going-strong-in-orange-county/</link>
		<comments>http://www.myfhamortgageblog.com/2010/02/fha-streamline-refinance-program-going-strong-in-orange-county/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 23:32:59 +0000</pubDate>
		<dc:creator>Tim Storm</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Refinance]]></category>
		<category><![CDATA[FHA Streamline]]></category>
		<category><![CDATA[irvine]]></category>
		<category><![CDATA[orange county]]></category>
		<category><![CDATA[santa ana]]></category>
		<category><![CDATA[tustin]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=11125</guid>
		<description><![CDATA[Despite recent changes to the program, the FHA Streamline Refinance program continues to be active in Orange County, CA. Interest rates have remained low as 2010 as gotten underway, allowing Orange County FHA borrowers who hadn&#8217;t taken advantage of low rates in 2009 to lock in a low rate now.
FHA Changes the Streamline Program Requirements
FHA [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How the Recently Announced FHA Loan Changes will Effect Orange County Homebuyers</title>
		<link>http://www.myfhamortgageblog.com/2010/01/how-the-recently-announced-fha-loan-changes-will-effect-orange-county-homebuyers/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/how-the-recently-announced-fha-loan-changes-will-effect-orange-county-homebuyers/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 00:53:11 +0000</pubDate>
		<dc:creator>Tim Storm</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA Rules]]></category>
		<category><![CDATA[first time homebuyer]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10991</guid>
		<description><![CDATA[HUD issued a press release last week announcing 3 changes to the FHA program which will effect Orange County homebuyers using FHA financing to purchase a home. There had much much anticipation and apprehension about possible changes to the FHA program, so this is not unexpected. And when you get down to it, the changes [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2010/01/how-the-recently-announced-fha-loan-changes-will-effect-orange-county-homebuyers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Orange County Homeowners Benefitting from Refinance Guidelines of FHA Loan Program</title>
		<link>http://www.myfhamortgageblog.com/2010/01/orange-county-homeowners-benefitting-from-refinance-guidelines-of-fha-loan-program/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/orange-county-homeowners-benefitting-from-refinance-guidelines-of-fha-loan-program/#comments</comments>
		<pubDate>Sun, 17 Jan 2010 07:21:18 +0000</pubDate>
		<dc:creator>Tim Storm</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Loan Limits]]></category>
		<category><![CDATA[FHA Rules]]></category>
		<category><![CDATA[VA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10677</guid>
		<description><![CDATA[Orange County homeowners are learning quickly that FHA has more lenient underwriting guidelines when it comes to refinancing. FHA is flexible for purchase loans as well, but when it comes to a refinance, especially a cashout refinance, FHA (surprisingly to some) is not only the best, but in many situations, the only way to go.
Advantages [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2010/01/orange-county-homeowners-benefitting-from-refinance-guidelines-of-fha-loan-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Advantages of the VA Cashout Refinance Program for Orange County Home Owners</title>
		<link>http://www.myfhamortgageblog.com/2009/12/advantages-of-the-va-cashout-refinance-for-orange-county-home-owners/</link>
		<comments>http://www.myfhamortgageblog.com/2009/12/advantages-of-the-va-cashout-refinance-for-orange-county-home-owners/#comments</comments>
		<pubDate>Mon, 14 Dec 2009 04:37:29 +0000</pubDate>
		<dc:creator>Tim Storm</dc:creator>
				<category><![CDATA[Mortgage Refinance]]></category>
		<category><![CDATA[VA Loans]]></category>
		<category><![CDATA[california va loan]]></category>
		<category><![CDATA[Orange county VA loan]]></category>
		<category><![CDATA[VA Loan]]></category>
		<category><![CDATA[va loan in california]]></category>
		<category><![CDATA[VA Mortgage]]></category>
		<category><![CDATA[va refinance]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9775</guid>
		<description><![CDATA[For those VA eligible homeowners in Orange County, the VA Cashout refinance program has several advantages over a Conventional (Fannie Mae or Freddie Mac) cash out refinance. Being eligible for a VA loan is required of course, but even if a VA eligible does not currently have a VA loan, they should seriously consider choosing [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/12/advantages-of-the-va-cashout-refinance-for-orange-county-home-owners/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Orange County FHA Loans &#124; Easier Appraisal Requirements for High Balance Loans</title>
		<link>http://www.myfhamortgageblog.com/2009/11/orange-county-fha-loans-easier-appraisal-requirements-for-high-balance-loans/</link>
		<comments>http://www.myfhamortgageblog.com/2009/11/orange-county-fha-loans-easier-appraisal-requirements-for-high-balance-loans/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 21:54:47 +0000</pubDate>
		<dc:creator>Tim Storm</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Orange County First Time Buyer]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9468</guid>
		<description><![CDATA[Some good news (finally) for Orange County, CA FHA borrowers - FHA has eased the appraisal requirements for &#8220;high balance&#8221; loans. A High Balance loan in Orange County is considered to be any loan over $417,000, up to $729,750. Under the guidelines that have been in place since FHA began offering High Balance loan amounts [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/11/orange-county-fha-loans-easier-appraisal-requirements-for-high-balance-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Orange County FHA Borrowers Should Consider the 15 Year Fixed Program</title>
		<link>http://www.myfhamortgageblog.com/2009/10/orange-county-fha-borrowers-should-consider-the-15-year-fixed-program/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/orange-county-fha-borrowers-should-consider-the-15-year-fixed-program/#comments</comments>
		<pubDate>Sat, 31 Oct 2009 22:15:08 +0000</pubDate>
		<dc:creator>Tim Storm</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA Streamline Refinance]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Refinance]]></category>
		<category><![CDATA[FHA Streamline]]></category>
		<category><![CDATA[Orange County First Time Buyer]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8946</guid>
		<description><![CDATA[The FHA 15 year fixed program has several benefits for Orange County, CA FHA borrowers. While it does result in a higher payment because it is fully amortizing, it can save thousands of dollars for the borrower in the long run.

The 15 year fixed has lower Monthly Mortgage Insurance than the 30 year fixed. As [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/10/orange-county-fha-borrowers-should-consider-the-15-year-fixed-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Good News for Orange County, CA Condo Buyers &#8211; FHA Spot Approval Program Extended to December 7, 2009</title>
		<link>http://www.myfhamortgageblog.com/2009/10/good-news-for-orange-county-ca-condo-buyers-fha-spot-approval-program-extended-to-december-7-2009/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/good-news-for-orange-county-ca-condo-buyers-fha-spot-approval-program-extended-to-december-7-2009/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 04:53:22 +0000</pubDate>
		<dc:creator>Tim Storm</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[orange county]]></category>
		<category><![CDATA[santa ana]]></category>
		<category><![CDATA[tustin]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8722</guid>
		<description><![CDATA[For First Time Buyers, purchasing a Condo in Orange County is not the easiest thing these days, but for at least a another month, FHA has issued a bit of a reprieve for condo shoppers. Back on June 12, FHA Mortgagee Letter 2009-19 was released, providing guidance for the new condo approval process. Details within [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/10/good-news-for-orange-county-ca-condo-buyers-fha-spot-approval-program-extended-to-december-7-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buying a Condo with an FHA Loan is About to Get More Difficult for California Home Buyers</title>
		<link>http://www.myfhamortgageblog.com/2009/10/buying-a-condo-with-an-fha-loan-is-about-to-get-more-difficult-for-california-home-buyers/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/buying-a-condo-with-an-fha-loan-is-about-to-get-more-difficult-for-california-home-buyers/#comments</comments>
		<pubDate>Sun, 04 Oct 2009 06:54:28 +0000</pubDate>
		<dc:creator>Tim Storm</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[anaheim]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[irvine]]></category>
		<category><![CDATA[orange county]]></category>
		<category><![CDATA[santa ana]]></category>
		<category><![CDATA[tustin]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8388</guid>
		<description><![CDATA[Mortgagee Letter 2009-19 was issued on June 12, 2009 and provided guidance for the new approval process for Condo&#8217;s. The changes are dramatic. Currently, FHA has a list of Approved Condo&#8217;s. If a project is on the approved list then FHA financing is allowed, providing the project meets (or met) the 51% owner occupancy percentage. The [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/10/buying-a-condo-with-an-fha-loan-is-about-to-get-more-difficult-for-california-home-buyers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Streamline Refinance changes are Coming for Orange County, CA</title>
		<link>http://www.myfhamortgageblog.com/2009/09/fha-streamline-refinance-changes-are-coming-for-orange-county-ca/</link>
		<comments>http://www.myfhamortgageblog.com/2009/09/fha-streamline-refinance-changes-are-coming-for-orange-county-ca/#comments</comments>
		<pubDate>Sat, 19 Sep 2009 17:57:48 +0000</pubDate>
		<dc:creator>Tim Storm</dc:creator>
				<category><![CDATA[FHA Streamline Refinance]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA Streamline]]></category>
		<category><![CDATA[irvine]]></category>
		<category><![CDATA[orange county]]></category>
		<category><![CDATA[tim storm]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8192</guid>
		<description><![CDATA[Big changes are coming to the FHA Streamline Refinance program that will affect Orange County, CA home owners ability to take advantage of the program. the changes are set to take effect. According to the newly issued Mortgagee Letter 2009-32, these changes will take affect 60 days from the Letter issuance date of September 18, 2009.
Changes [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/09/fha-streamline-refinance-changes-are-coming-for-orange-county-ca/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Streamline Refinance Program Continues to Roll in Orange County</title>
		<link>http://www.myfhamortgageblog.com/2009/08/fha-streamline-refinance-program-continues-to-roll-in-orange-county/</link>
		<comments>http://www.myfhamortgageblog.com/2009/08/fha-streamline-refinance-program-continues-to-roll-in-orange-county/#comments</comments>
		<pubDate>Sat, 29 Aug 2009 19:15:25 +0000</pubDate>
		<dc:creator>Tim Storm</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA Streamline Refinance]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[- California FHA]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Refinance]]></category>
		<category><![CDATA[FHA Streamline]]></category>
		<category><![CDATA[Orange County FHA]]></category>
		<category><![CDATA[orange County Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=7674</guid>
		<description><![CDATA[The FHA Streamline Refinance program has been very popular in Orange County in 2009. Interest rates have been low relative to 2008 for most of the year, allowing people who bought their homes only 1 year ago or less to drop their interest rate any where from .5% to 1% or more with having to [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/08/fha-streamline-refinance-program-continues-to-roll-in-orange-county/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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