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	<title>FHA Mortgage Blog &#187; Rick Pristas</title>
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	<link>http://www.myfhamortgageblog.com</link>
	<description>FHA Loans - Providing Hope for Homeowners</description>
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		<title>$8,000 Tax Credit Extended and Expanded-New Jersey Home Buyers get another chance!</title>
		<link>http://www.myfhamortgageblog.com/2009/11/attention-new-jersey-home-buyers-8000-tax-credit-extended-and-expanded/</link>
		<comments>http://www.myfhamortgageblog.com/2009/11/attention-new-jersey-home-buyers-8000-tax-credit-extended-and-expanded/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 21:33:17 +0000</pubDate>
		<dc:creator>Rick Pristas</dc:creator>
				<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[6500 Tax Credit]]></category>
		<category><![CDATA[New Jersey Home Buyer]]></category>
		<category><![CDATA[Rick Pristas]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9073</guid>
		<description><![CDATA[The $8,000 First Time Home Buyer Tax Credit has been extended into 2010 and existing homeowners may be able to take advantage of a $6,500 Tax Credit as well.  
In addition to extending the tax credit of up to $8,000 through June 30, 2010, the extension  also opens up opportunities for others who are not buying a [...]]]></description>
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		<title>New Jersey FHA Mortgage and the $8,000 Tax Credit as Part of Your Down Payment</title>
		<link>http://www.myfhamortgageblog.com/2009/05/new-jersey-fha-mortgage-and-the-8000-tax-credit-as-part-of-your-down-payment/</link>
		<comments>http://www.myfhamortgageblog.com/2009/05/new-jersey-fha-mortgage-and-the-8000-tax-credit-as-part-of-your-down-payment/#comments</comments>
		<pubDate>Sun, 31 May 2009 03:33:52 +0000</pubDate>
		<dc:creator>Rick Pristas</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[Down Payment Assistance]]></category>
		<category><![CDATA[Monmouth County NJ]]></category>
		<category><![CDATA[New Jersey First Time Home Buyer]]></category>
		<category><![CDATA[NJ FHA Mortgage]]></category>
		<category><![CDATA[Ocean County NJ]]></category>
		<category><![CDATA[Rich Pristas]]></category>
		<category><![CDATA[Rick Pristas]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=4910</guid>
		<description><![CDATA[Ocean County and Monmouth County, NJ First Time Home Buyers that utilize a NJ FHA mortgage may also be eligible to use the $8,000 First Time Home Buyer Tax Credit as part of their down payment at closing.
Key points about the announcement:

Home Buyers must still have 3.5% of the down payment from their own funds.  [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Home Buyer Seminar-Ocean County College, NJ</title>
		<link>http://www.myfhamortgageblog.com/2009/05/home-buyer-seminar-ocean-county-college-nj/</link>
		<comments>http://www.myfhamortgageblog.com/2009/05/home-buyer-seminar-ocean-county-college-nj/#comments</comments>
		<pubDate>Thu, 21 May 2009 02:48:26 +0000</pubDate>
		<dc:creator>Rick Pristas</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Ocean County NJ FHA]]></category>
		<category><![CDATA[Rich Pristas]]></category>
		<category><![CDATA[Rick Pristas]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=4754</guid>
		<description><![CDATA[New Jersey’s FHA Mortgage Source
Superior Mortgage Corp.
1030 Hooper Ave.
Toms River, NJ 08753
732-818-0802
Email Rick
&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-
Register now by calling Ocean County College at 732 205 0400
&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-
Instructor Rich Pristas
Next Class June 25th 2009 6:30PM
New Jersey home buyers are invited to join us monthly at the Ocean County College for a full course on updated mortgage guidelines and changing real [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FAQ-$8,000 Tax Credit and NJ First Time Home Buyers</title>
		<link>http://www.myfhamortgageblog.com/2009/05/faq-8000-tax-credit-and-nj-first-time-home-buyers/</link>
		<comments>http://www.myfhamortgageblog.com/2009/05/faq-8000-tax-credit-and-nj-first-time-home-buyers/#comments</comments>
		<pubDate>Tue, 19 May 2009 14:53:06 +0000</pubDate>
		<dc:creator>Rick Pristas</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[New Jersey First Time Home Buyer]]></category>
		<category><![CDATA[NJ First Time Home Buyer]]></category>
		<category><![CDATA[Rich Pristas]]></category>
		<category><![CDATA[Rick Pristas]]></category>
		<category><![CDATA[Superior Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=4679</guid>
		<description><![CDATA[New Jersey First Time Home Buyers Frequently Asked Questions about the $8,000 Tax Credit.
Q:  Who is Eligible for the Credit?
A:  The $8,000 Tax Credit is available for First Time Home Buyers only.  The law defines &#8220;First Time Home Buyer&#8221; as a person who has not owned a principal residence during the three -year period prior [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>NJ First Time Homebuyers-Can you use the $8,000 credit as your Down Payment?</title>
		<link>http://www.myfhamortgageblog.com/2009/05/nj-first-time-homebuyers-can-you-use-the-8000-credit-as-your-down-payment/</link>
		<comments>http://www.myfhamortgageblog.com/2009/05/nj-first-time-homebuyers-can-you-use-the-8000-credit-as-your-down-payment/#comments</comments>
		<pubDate>Sat, 16 May 2009 01:35:09 +0000</pubDate>
		<dc:creator>Rick Pristas</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[$5]]></category>
		<category><![CDATA[000 Prefund]]></category>
		<category><![CDATA[8000 First Time Buyer Tax Credit]]></category>
		<category><![CDATA[NJ Down Payment Assistance]]></category>
		<category><![CDATA[Rich Pristas]]></category>
		<category><![CDATA[Rick Pristas]]></category>
		<category><![CDATA[smart start]]></category>
		<category><![CDATA[Superior Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=4636</guid>
		<description><![CDATA[This week there was a proposal by HUD to make the $8,000 First Time Buyer Tax Credit available for First Time Home Buyers to use as their downpayment.  At this time the Federal government has not made any official announcement regarding when or if this will actually happen, however, NJ First Time  Home Buyers have other options.   
New [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/05/nj-first-time-homebuyers-can-you-use-the-8000-credit-as-your-down-payment/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>True Story-NJ First Time Home Buyers Collect $8,000 Tax Credit</title>
		<link>http://www.myfhamortgageblog.com/2009/04/true-story-nj-first-time-home-buyers-collect-8000-tax-credit/</link>
		<comments>http://www.myfhamortgageblog.com/2009/04/true-story-nj-first-time-home-buyers-collect-8000-tax-credit/#comments</comments>
		<pubDate>Fri, 24 Apr 2009 03:47:34 +0000</pubDate>
		<dc:creator>Rick Pristas</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[8000 First Time Buyer Tax Credit]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[First time buyer tax credit]]></category>
		<category><![CDATA[IRS Form 5405]]></category>
		<category><![CDATA[Monmouth County NJ]]></category>
		<category><![CDATA[Ocean County NJ]]></category>
		<category><![CDATA[Rich Pristas]]></category>
		<category><![CDATA[Rick Pristas]]></category>
		<category><![CDATA[Superior Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=4162</guid>
		<description><![CDATA[We are only a eight days past April 15th and New Jersey First Time Home Buyers are already starting to collect their $8,000 First Time Home Buyer Tax Credit. 

Typically, talk about the IRS, Income Taxes and the April 15th deadline does not bring smiles to peoples faces, however, 2009 is a different story.  The $8,000 First Time Buyer Tax Credit is real and my clients in Ocean County, NJ and Monmouth County, NJ are getting their hands on it.

]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/04/true-story-nj-first-time-home-buyers-collect-8000-tax-credit/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>NJ First Time Home Buyers Account for Almost Half of Home Sales in 2009</title>
		<link>http://www.myfhamortgageblog.com/2009/03/nj-first-time-home-buyers-account-for-almost-half-of-home-sales-in-2009/</link>
		<comments>http://www.myfhamortgageblog.com/2009/03/nj-first-time-home-buyers-account-for-almost-half-of-home-sales-in-2009/#comments</comments>
		<pubDate>Fri, 20 Mar 2009 03:12:20 +0000</pubDate>
		<dc:creator>Rick Pristas</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[2009 New Jersey Loan Limits]]></category>
		<category><![CDATA[7500 First Time Home Buyer Credit]]></category>
		<category><![CDATA[8000 First Time Home Buyer Credit]]></category>
		<category><![CDATA[FHA Mortgage Insurance]]></category>
		<category><![CDATA[FHA UFMIP]]></category>
		<category><![CDATA[FHA Up Front Mortgage Insurance Premium]]></category>
		<category><![CDATA[Monmouth County NJ]]></category>
		<category><![CDATA[New Jersey First Time Home Buyer]]></category>
		<category><![CDATA[Ocean County NJ]]></category>
		<category><![CDATA[Rich Pristas]]></category>
		<category><![CDATA[Rick Pristas]]></category>
		<category><![CDATA[Superior Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=3696</guid>
		<description><![CDATA[New Jersey First Time Home Buyers accounted for 49% of home purchases in the state during 2008 according to statistics from the National Association of Realtors.

]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/03/nj-first-time-home-buyers-account-for-almost-half-of-home-sales-in-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Buyer Seminar-Ocean County College</title>
		<link>http://www.myfhamortgageblog.com/2009/02/home-buyer-seminar-ocean-county-college/</link>
		<comments>http://www.myfhamortgageblog.com/2009/02/home-buyer-seminar-ocean-county-college/#comments</comments>
		<pubDate>Thu, 19 Feb 2009 14:33:00 +0000</pubDate>
		<dc:creator>Rick Pristas</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Brick NJ Mortgage]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA Home Buyer Tips]]></category>
		<category><![CDATA[first time home buyer seminar]]></category>
		<category><![CDATA[Homebuyer Seminars]]></category>
		<category><![CDATA[Monmouth County FHA]]></category>
		<category><![CDATA[New Jersey Home Buyer]]></category>
		<category><![CDATA[New Jersey Home Buyer Seminar]]></category>
		<category><![CDATA[Ocean County College]]></category>
		<category><![CDATA[Ocean County FHA]]></category>
		<category><![CDATA[orange county college]]></category>
		<category><![CDATA[Rich Pristas]]></category>
		<category><![CDATA[Rick Pristas]]></category>
		<category><![CDATA[Superior Mortgage]]></category>
		<category><![CDATA[Toms River NJ Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=2701</guid>
		<description><![CDATA[New Jersey’s FHA Mortgage Source
Superior Mortgage Corp.
1030 Hooper Ave.
Toms River, NJ 08753
732-818-0802
Email Rick
&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-
Register now by calling Ocean County College at 732 205 0400
&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-
New Jersey home buyers are invited to join us monthly at the Ocean County College for a full course on updated mortgage guidelines and changing real estate trends. If you plan on buying [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NJ First Time Home Buyers and the new $8,000 Tax Credit</title>
		<link>http://www.myfhamortgageblog.com/2009/02/nj-first-time-home-buyers-and-the-new-8000-tax-credit/</link>
		<comments>http://www.myfhamortgageblog.com/2009/02/nj-first-time-home-buyers-and-the-new-8000-tax-credit/#comments</comments>
		<pubDate>Sat, 14 Feb 2009 16:40:47 +0000</pubDate>
		<dc:creator>Rick Pristas</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[8000 Tax Credit]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[Brick NJ FHA]]></category>
		<category><![CDATA[Down Payment Assistance]]></category>
		<category><![CDATA[Economic Stimulus Package]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA Home Buyer Tips]]></category>
		<category><![CDATA[FHA Rules]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Forked River FHA]]></category>
		<category><![CDATA[Monmouth County NJ]]></category>
		<category><![CDATA[Ocean County NJ]]></category>
		<category><![CDATA[Rich Pristas]]></category>
		<category><![CDATA[Rick Pristas]]></category>
		<category><![CDATA[smart start]]></category>
		<category><![CDATA[Toms River NJ FHA]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=2655</guid>
		<description><![CDATA[New Jersey First Time Buyers will benefit from the $8,000 Tax Credit contained in the new Economic Stimulus Package.  Combined with record low mortgage rates Ocean County and Monmouth County, NJ should see a boost in home sales during the spring season.  

]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>FHA 203K Financing Benefits Ocean County, NJ First Time Buyers</title>
		<link>http://www.myfhamortgageblog.com/2009/02/fha-203k-financing-benefits-ocean-county-nj-first-time-buyers/</link>
		<comments>http://www.myfhamortgageblog.com/2009/02/fha-203k-financing-benefits-ocean-county-nj-first-time-buyers/#comments</comments>
		<pubDate>Wed, 04 Feb 2009 02:43:47 +0000</pubDate>
		<dc:creator>Rick Pristas</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[8000 Tax Credit]]></category>
		<category><![CDATA[Brick Town]]></category>
		<category><![CDATA[FHA 203K]]></category>
		<category><![CDATA[FHA 203k Rehab]]></category>
		<category><![CDATA[FHA 203k Streamline]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA rehab loan]]></category>
		<category><![CDATA[First time buyer tax credit]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Foreclosed Home]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Forked River]]></category>
		<category><![CDATA[Ocean County NJ]]></category>
		<category><![CDATA[Toms River]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=2485</guid>
		<description><![CDATA[203K Streamline Rehabilitation loans are allowing Ocean County residents to finally take advantage of one of the best "buyer's market" in a long time.   Whether you are buying in Brick Town, Toms River or Forked River most likely some forclosures have come across your path during your search for the perfect home.  If only you had the money to fix it up after you purchase it.....

That is where the FHA 203K Streamline Rehab loan will help make 
]]></description>
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