<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>FHA Mortgage Blog &#187; Leesa Sandoval</title>
	<atom:link href="http://www.myfhamortgageblog.com/author/lsandoval/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.myfhamortgageblog.com</link>
	<description>FHA Loans - Providing Hope for Homeowners</description>
	<lastBuildDate>Wed, 17 Mar 2010 01:24:11 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Lower Mortgage Rates &#8211; Texas</title>
		<link>http://www.myfhamortgageblog.com/2009/12/lower-mortgage-rates-texas/</link>
		<comments>http://www.myfhamortgageblog.com/2009/12/lower-mortgage-rates-texas/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 14:54:37 +0000</pubDate>
		<dc:creator>Leesa Sandoval</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9676</guid>
		<description><![CDATA[In case you haven't caught the news, home loan rates have done it again, dropping to their lowest level...ever. Not only has the 30 Year Fixed rate returned to its lowest all time level, rates across the board are at their lowest levels.]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/12/lower-mortgage-rates-texas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>USDA Changes Make &#8220;Rural&#8221; Homes More Accessible &#8211; Texas</title>
		<link>http://www.myfhamortgageblog.com/2009/12/usda-changes-make-rural-homes-more-accessible-texas/</link>
		<comments>http://www.myfhamortgageblog.com/2009/12/usda-changes-make-rural-homes-more-accessible-texas/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 14:41:49 +0000</pubDate>
		<dc:creator>Leesa Sandoval</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[1005 financing]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[No Down Payment]]></category>
		<category><![CDATA[Rural Housing]]></category>
		<category><![CDATA[Texas]]></category>
		<category><![CDATA[USDA]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9673</guid>
		<description><![CDATA[Zero-down home loan programs in Texas are few and far between these days, but one that remains available might be of interest to you – especially given some changes that make it more accessible.

USDA Guaranteed Rural Development loans offer 100% financing with no monthly Private Mortgage Insurance. While there are some geographic limitations for this program, if you are interested in eligible properties, you should take notice.]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/12/usda-changes-make-rural-homes-more-accessible-texas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Obtaining a Mortgage Loan after a Bankruptcy – Texas</title>
		<link>http://www.myfhamortgageblog.com/2009/12/obtaining-a-mortgage-loan-after-a-bankruptcy-%e2%80%93-texas/</link>
		<comments>http://www.myfhamortgageblog.com/2009/12/obtaining-a-mortgage-loan-after-a-bankruptcy-%e2%80%93-texas/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 23:01:48 +0000</pubDate>
		<dc:creator>Leesa Sandoval</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 7 bankruptcy]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[Texas]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9668</guid>
		<description><![CDATA[If you have had to declare bankruptcy in Texas you are not ineligible for a mortgage loan. For the most part it’s just a matter of time before you can qualify for a loan. Generally speaking you need about 3 years from the time the bankruptcy was discharged. During that time it’s important to work on rebuilding credit and keeping your trade lines current.]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/12/obtaining-a-mortgage-loan-after-a-bankruptcy-%e2%80%93-texas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buying vs Renting a Home in Texas</title>
		<link>http://www.myfhamortgageblog.com/2009/12/buying-vs-renting-a-home-in-texas/</link>
		<comments>http://www.myfhamortgageblog.com/2009/12/buying-vs-renting-a-home-in-texas/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 22:50:12 +0000</pubDate>
		<dc:creator>Leesa Sandoval</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[- Texas FHA]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[buying vs renting]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9660</guid>
		<description><![CDATA[Buying a home vs. renting in Texas is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate has been considered an extremely profitable investment. It is an achievement that offers a sense of pride, financial stability and [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/12/buying-vs-renting-a-home-in-texas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Calling All Teachers, Firefighters, Police Officers – Rockwall County, Texas</title>
		<link>http://www.myfhamortgageblog.com/2009/12/calling-all-teachers-firefighters-police-officers-%e2%80%93-rockwall-county-texas/</link>
		<comments>http://www.myfhamortgageblog.com/2009/12/calling-all-teachers-firefighters-police-officers-%e2%80%93-rockwall-county-texas/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 22:44:29 +0000</pubDate>
		<dc:creator>Leesa Sandoval</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Down Payment Assistance]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Rockwall County]]></category>
		<category><![CDATA[Texas]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9656</guid>
		<description><![CDATA[If you are in the market for a new home but need some money for down payment, closing costs, etc then you may qualify for a grant from Rockwall County]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/12/calling-all-teachers-firefighters-police-officers-%e2%80%93-rockwall-county-texas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Improving Credit Scores Without Credit Repair &#8211; Texas</title>
		<link>http://www.myfhamortgageblog.com/2009/12/improving-credit-scores-without-credit-repair-texas/</link>
		<comments>http://www.myfhamortgageblog.com/2009/12/improving-credit-scores-without-credit-repair-texas/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 22:37:12 +0000</pubDate>
		<dc:creator>Leesa Sandoval</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[$8000 Homebuyer Tax Credit]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[Dallas]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Texas]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9652</guid>
		<description><![CDATA[While credit repair in Texas is necessary for some, it's not the only way to increase your credit score]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/12/improving-credit-scores-without-credit-repair-texas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Assistance Programs &#8211; Rockwall and Grand Prairie Counties, Texas</title>
		<link>http://www.myfhamortgageblog.com/2009/11/assistance-programs-rockwall-and-grand-prairie-counties-texas/</link>
		<comments>http://www.myfhamortgageblog.com/2009/11/assistance-programs-rockwall-and-grand-prairie-counties-texas/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 18:10:17 +0000</pubDate>
		<dc:creator>Leesa Sandoval</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[Down Payment Assistance]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Grand Prairie]]></category>
		<category><![CDATA[grant]]></category>
		<category><![CDATA[Rockwall]]></category>
		<category><![CDATA[Texas]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9474</guid>
		<description><![CDATA[Grand Prairie and Rockwall Counties in Texas have loan and grant programs to help home buyers with their purchases.  ]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/11/assistance-programs-rockwall-and-grand-prairie-counties-texas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ways to Build Credit in Texas</title>
		<link>http://www.myfhamortgageblog.com/2009/10/ways-to-build-credit-in-texas/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/ways-to-build-credit-in-texas/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 20:16:06 +0000</pubDate>
		<dc:creator>Leesa Sandoval</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[Dallas]]></category>
		<category><![CDATA[establish credit]]></category>
		<category><![CDATA[rebuild credit]]></category>
		<category><![CDATA[secured credit cards]]></category>
		<category><![CDATA[Texas]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8834</guid>
		<description><![CDATA[Secured credit cards are an optimum way to start rebuilding your credit scores. You want a minimum of two credit cards and/or secured credit cards. The more credit cards you have the more opportunities to add points to your scores as long as you manage those cards effectively. ]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/10/ways-to-build-credit-in-texas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>House Decides to Extend $8000 Tax Credit to Veterans &#8211; Texas</title>
		<link>http://www.myfhamortgageblog.com/2009/10/house-decides-to-extend-8000-tax-credit-to-veterans-texas/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/house-decides-to-extend-8000-tax-credit-to-veterans-texas/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 20:05:52 +0000</pubDate>
		<dc:creator>Leesa Sandoval</dc:creator>
				<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Dallas]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[first time home buyer tax credit]]></category>
		<category><![CDATA[TX]]></category>
		<category><![CDATA[USDA]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[Veteran]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8810</guid>
		<description><![CDATA[The House of Representatives voted unanimously Monday (10/13/09) to extend the deadline for the $8000 first time home buyer tax credit.  Currently this legislation only applies to Veterans but there is a proposal to extend this tax credit for everyone.]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/10/house-decides-to-extend-8000-tax-credit-to-veterans-texas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The FHA 203K Streamline Rehab Loan in Texas</title>
		<link>http://www.myfhamortgageblog.com/2009/10/the-fha-203k-streamline-rehab-loan-in-texas/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/the-fha-203k-streamline-rehab-loan-in-texas/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 21:10:18 +0000</pubDate>
		<dc:creator>Leesa Sandoval</dc:creator>
				<category><![CDATA[203k Rehab]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[203K]]></category>
		<category><![CDATA[203k rehab loan]]></category>
		<category><![CDATA[Dallas]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[frst time home buyer]]></category>
		<category><![CDATA[TX]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8568</guid>
		<description><![CDATA[If you've been passing up buying a home in Texas because it requires cosmetic repairs and you are lacking the funds for repairs and/or upgrades FHA has a program for you.   Not to be confused with FHA's full 203K program, a Streamlined 203K loan eliminates much of the paperwork and simplifies the process to obtain rehab funds. ]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/10/the-fha-203k-streamline-rehab-loan-in-texas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
