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Posts By Leesa Sandoval


Lower Mortgage Rates – Texas

In case you haven’t caught the news, home loan rates have done it again, dropping to their lowest level…ever. Not only has the 30 Year Fixed rate returned to its lowest all time level, rates across the board are at their lowest levels.

USDA Changes Make “Rural” Homes More Accessible – Texas

Zero-down home loan programs in Texas are few and far between these days, but one that remains available might be of interest to you – especially given some changes that make it more accessible.

USDA Guaranteed Rural Development loans offer 100% financing with no monthly Private Mortgage Insurance. While there are some geographic limitations for this program, if you are interested in eligible properties, you should take notice.

Obtaining a Mortgage Loan after a Bankruptcy – Texas

If you have had to declare bankruptcy in Texas you are not ineligible for a mortgage loan. For the most part it’s just a matter of time before you can qualify for a loan. Generally speaking you need about 3 years from the time the bankruptcy was discharged. During that time it’s important to work on rebuilding credit and keeping your trade lines current.

Buying vs Renting a Home in Texas

Buying a home vs. renting in Texas is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate has been considered an extremely profitable investment. It is an achievement that offers a sense of pride, financial stability and [...]

Calling All Teachers, Firefighters, Police Officers – Rockwall County, Texas

If you are in the market for a new home but need some money for down payment, closing costs, etc then you may qualify for a grant from Rockwall County

Improving Credit Scores Without Credit Repair – Texas

While credit repair in Texas is necessary for some, it’s not the only way to increase your credit score

Assistance Programs – Rockwall and Grand Prairie Counties, Texas

Grand Prairie and Rockwall Counties in Texas have loan and grant programs to help home buyers with their purchases.

Ways to Build Credit in Texas

Secured credit cards are an optimum way to start rebuilding your credit scores. You want a minimum of two credit cards and/or secured credit cards. The more credit cards you have the more opportunities to add points to your scores as long as you manage those cards effectively.

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