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	<title>FHA Mortgage Blog &#187; Lynda Mckenzie</title>
	<atom:link href="http://www.myfhamortgageblog.com/author/lmckenzie/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.myfhamortgageblog.com</link>
	<description>FHA Loans - Providing Hope for Homeowners</description>
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		<title>Rhode Islanders Have Less than 50 Days To Take Advantage Of The 2010 Home Buyer Tax Credit.</title>
		<link>http://www.myfhamortgageblog.com/2010/03/rhode-islanders-50-days-for-2010-home-buyer-tax-credit/</link>
		<comments>http://www.myfhamortgageblog.com/2010/03/rhode-islanders-50-days-for-2010-home-buyer-tax-credit/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 23:24:56 +0000</pubDate>
		<dc:creator>Lynda Mckenzie</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[home buyer]]></category>
		<category><![CDATA[Lynda Mckenzie]]></category>
		<category><![CDATA[Rhode Island]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=12024</guid>
		<description><![CDATA[Time is running out for Rhode Island Home Buyers to take advantage of the 2010 Tax Credit.]]></description>
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		<title>$8,000 first-time home buyer tax credit available in Rhode Island, but time is running out!</title>
		<link>http://www.myfhamortgageblog.com/2010/03/8000-first-time-home-buyer-tax-credit-available-in-rhode-island-but-time-is-running-out/</link>
		<comments>http://www.myfhamortgageblog.com/2010/03/8000-first-time-home-buyer-tax-credit-available-in-rhode-island-but-time-is-running-out/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 15:29:03 +0000</pubDate>
		<dc:creator>Lynda Mckenzie</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[Inc.]]></category>
		<category><![CDATA[Lynda Mckenzie]]></category>
		<category><![CDATA[Mortgage Master]]></category>
		<category><![CDATA[Rhode Island]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=11615</guid>
		<description><![CDATA[First-time home buyers looking to purchase a home in Rhode Island, are eligible for up to 10% of the home&#8217;s purchase price, up to the maximum $8,000 tax credit just for buying a home.
The latest stimulus package signed by President Obama makes these credits available to first-time home buyers on homes purchased between January 1, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Understanding the FHA rehab (203k) program in Rhode Island.</title>
		<link>http://www.myfhamortgageblog.com/2010/02/understanding-the-fha-rehab-203k-program-in-rhode-island/</link>
		<comments>http://www.myfhamortgageblog.com/2010/02/understanding-the-fha-rehab-203k-program-in-rhode-island/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 21:05:27 +0000</pubDate>
		<dc:creator>Lynda Mckenzie</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[203K]]></category>
		<category><![CDATA[FHA 203k rehab loan]]></category>
		<category><![CDATA[Fixer upper]]></category>
		<category><![CDATA[hud fha 203k streamline rehab real estate loan eugene springfield mortgage foreclosure lender purchase refi]]></category>
		<category><![CDATA[Inc.]]></category>
		<category><![CDATA[Lynda Mckenzie]]></category>
		<category><![CDATA[Mortgage Master]]></category>
		<category><![CDATA[Rhode Island]]></category>
		<category><![CDATA[ri]]></category>
		<category><![CDATA[Streamline 203k]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=11471</guid>
		<description><![CDATA[With historic rates and property values so low, many Rhode Island borrowers are looking to purchase a &#8220;fixer up&#8221;.  Below is a  streamlined 203k limited repair guide prepared to assist you in the process. 
1.  Make offer on home contingent on buyer being approved for renovation loan.  The sales agreement should be the purchase price plus [...]]]></description>
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		<title>100% financing available for Rhode Islanders who want to live in &#8220;rural areas&#8221;.</title>
		<link>http://www.myfhamortgageblog.com/2010/02/100-financing-available-for-rhode-islanders-who-want-to-live-in-rural-areas/</link>
		<comments>http://www.myfhamortgageblog.com/2010/02/100-financing-available-for-rhode-islanders-who-want-to-live-in-rural-areas/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 17:22:59 +0000</pubDate>
		<dc:creator>Lynda Mckenzie</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[100% financing]]></category>
		<category><![CDATA[Lynda Mckenzie]]></category>
		<category><![CDATA[Rhode Island]]></category>
		<category><![CDATA[USDA]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=11454</guid>
		<description><![CDATA[Rhode Islanders still have the opportunity to get 100% financing through the USDA program, also known as the &#8220;rural homes program&#8221;.  The United States Department of Agriculture (USDA) offers two different types of programs; one called the Guaranteed Rural Housing (GHR) mortgage and the other Direct rural home mortgage. 
The Direct program is offered directly through USDA to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Rhode Islanders may face new changes in the spring on FHA purchases.</title>
		<link>http://www.myfhamortgageblog.com/2010/01/rhode-islanders-may-face-new-changes-in-the-spring-on-fha-purchases/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/rhode-islanders-may-face-new-changes-in-the-spring-on-fha-purchases/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 18:17:34 +0000</pubDate>
		<dc:creator>Lynda Mckenzie</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10841</guid>
		<description><![CDATA[Buyers looking to purchase a home in Rhode Island will face new changes this spring. According to an article in the Wall Street Journal on January 19, 2010, FHA is planning many changes.
1.  UFMIP to go to 2.25% from 1.75%.
Currently FHA charges what is known as an upfront mortgage insurance premimum. This amount is typically [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>90 day FHA seasoning flip rule waived for Rhode Island buyers, sellers and investors.</title>
		<link>http://www.myfhamortgageblog.com/2010/01/90-day-fha-seasoning-flip-rule-waived-for-rhode-island-buyers-sellers-and-investors/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/90-day-fha-seasoning-flip-rule-waived-for-rhode-island-buyers-sellers-and-investors/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 17:21:46 +0000</pubDate>
		<dc:creator>Lynda Mckenzie</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Lynda Mckenzie]]></category>
		<category><![CDATA[Rhode Island]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10822</guid>
		<description><![CDATA[
Great news for Rhode Islanders looking to purchase a home through FHA, the &#8220;90 day seasoning flip rule &#8221; has been temporarily lifted by FHA. This change will allow buyers in Rhode Island to use a FHA Mortgage when purchasing investor and bank owned properties that have been owned for less than 90 days by the seller. 
On [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2010/01/90-day-fha-seasoning-flip-rule-waived-for-rhode-island-buyers-sellers-and-investors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Great deals available for Rhode Islanders who wish to purchase HUD own properties.</title>
		<link>http://www.myfhamortgageblog.com/2010/01/great-deals-available-for-rhode-islanders-who-wish-to-purchase-hud-own-properties/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/great-deals-available-for-rhode-islanders-who-wish-to-purchase-hud-own-properties/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 18:36:34 +0000</pubDate>
		<dc:creator>Lynda Mckenzie</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10597</guid>
		<description><![CDATA[If you are looking for a great deal on a property in Rhode Island, a HUD owned property may be the one for you. A HUD home is considered a 1 to 4 unit residential property aquired by the Housing and Urban Development as a result of a foreclosure action on an FHA-insured mortgage. HUD  then becomes [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax credit available for Rhode Islanders looking to purchase a home.</title>
		<link>http://www.myfhamortgageblog.com/2009/11/tax-credit-available-for-rhode-islanders-looking-to-purchase-a-home/</link>
		<comments>http://www.myfhamortgageblog.com/2009/11/tax-credit-available-for-rhode-islanders-looking-to-purchase-a-home/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 21:32:59 +0000</pubDate>
		<dc:creator>Lynda Mckenzie</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9154</guid>
		<description><![CDATA[On Friday, November 6, 2009, President Obama signed the Worker, Homeownership and Business Assistance Act of 2009, commonly known as H.R. 3548,  extending the $8,000 tax credit to first-time homebuyers.  What residents of Rhode Island might not know, is that you do not need to be a first-time homebuyer to get the tax credit.
Under H.R. 3548 bill, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Rhode Island first-time tax credit close to being extended.</title>
		<link>http://www.myfhamortgageblog.com/2009/10/rhode-island-first-time-tax-credit-close-to-being-extended/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/rhode-island-first-time-tax-credit-close-to-being-extended/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 18:18:29 +0000</pubDate>
		<dc:creator>Lynda Mckenzie</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8821</guid>
		<description><![CDATA[Homebuyers looking to purchase a home in Rhode Island, may soon be able to take advantage of an extended tax credit, and it may not be just for first-time homebuyers.
The National Association of Mortgage Brokers (NAMB) continues to monitor legisilation for the $8,000 first-time homebuyer tax credit, which is anticipated to be extended until April 30, 2010.  [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rhode Island home buyers may need more down payment.</title>
		<link>http://www.myfhamortgageblog.com/2009/10/rhode-island-home-buyers-may-need-more-down-payment/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/rhode-island-home-buyers-may-need-more-down-payment/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 22:22:41 +0000</pubDate>
		<dc:creator>Lynda Mckenzie</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Down payment]]></category>
		<category><![CDATA[Inc.]]></category>
		<category><![CDATA[Lynda Mckenzie]]></category>
		<category><![CDATA[Mortgage Master]]></category>
		<category><![CDATA[Rhode Island]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8444</guid>
		<description><![CDATA[Home buyers in Rhode Island looking to utilize the FHA (Federal Housing Authority) mortgage loan program may have to put down more money if Representative Scott Garrett (Rep- New Jersey) has his way. 

 
A bill introduced in the U.S. House of Representatives on Thursday, October 1, 2009, by Representative Scott Garrett,  would increase the minimum down payment [...]]]></description>
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		<slash:comments>0</slash:comments>
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