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<channel>
	<title>FHA Mortgage Blog &#187; Jackie Toppin</title>
	<atom:link href="http://www.myfhamortgageblog.com/author/jtoppin/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.myfhamortgageblog.com</link>
	<description>FHA Loans - Providing Hope for Homeowners</description>
	<lastBuildDate>Thu, 18 Mar 2010 06:22:52 +0000</lastBuildDate>
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			<item>
		<title>Seller pays off Veterans debt on Alaska VA loan</title>
		<link>http://www.myfhamortgageblog.com/2010/02/seller-pays-off-veterans-debt-on-alaska-va-loan/</link>
		<comments>http://www.myfhamortgageblog.com/2010/02/seller-pays-off-veterans-debt-on-alaska-va-loan/#comments</comments>
		<pubDate>Sun, 07 Feb 2010 01:04:17 +0000</pubDate>
		<dc:creator>Jackie Toppin</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Alaska]]></category>
		<category><![CDATA[alaska fha mortgage]]></category>
		<category><![CDATA[Alaska Native Loans]]></category>
		<category><![CDATA[Alaska VA Mortgage]]></category>
		<category><![CDATA[Anchorage FHA]]></category>
		<category><![CDATA[Anchorage VA Loans]]></category>
		<category><![CDATA[Anchorage Veteran]]></category>
		<category><![CDATA[jackie toppin]]></category>
		<category><![CDATA[VA Buyer]]></category>
		<category><![CDATA[VA Home buying]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10992</guid>
		<description><![CDATA[One of the only loan programs that has not been hit hard with changes and government scruitny has been the VA guaranteed loans to our activy duty military, and eligible veterans.  
Conventional and FHA loans limit what the seller can pay for for a new buyer on a real estate trasncation to just loan fees.  VA, however, still allows [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Alaska Housing Purchase &amp; Renovation Loans</title>
		<link>http://www.myfhamortgageblog.com/2010/01/alaska-housing-purchase-renovation-loans/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/alaska-housing-purchase-renovation-loans/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 03:21:34 +0000</pubDate>
		<dc:creator>Jackie Toppin</dc:creator>
				<category><![CDATA[FHA 203k Streamline]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[alaska fha mortgage]]></category>
		<category><![CDATA[Alaska Native Loans]]></category>
		<category><![CDATA[Alaska VA Mortgage]]></category>
		<category><![CDATA[Anchorage FHA]]></category>
		<category><![CDATA[Anchorage VA Loans]]></category>
		<category><![CDATA[FHA Benefits]]></category>
		<category><![CDATA[HUD 184]]></category>
		<category><![CDATA[jackie toppin]]></category>
		<category><![CDATA[Where to start]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10954</guid>
		<description><![CDATA[This is NOT your FHA 203K Renovation Program.  Alaska Housing Finance Corporation offers a special program for Alaska buyers who wish to purchase a home in need of renovations or updates.   
Alaska borrowers can utilize this program to finance a new home and include renovations, using FHA, VA or Conventional financing.  AHFC will allow you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Alaska Native Home Loan Guarantee Program (184)</title>
		<link>http://www.myfhamortgageblog.com/2010/01/alaska-native-home-loan-guarantee-program-184/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/alaska-native-home-loan-guarantee-program-184/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 03:40:13 +0000</pubDate>
		<dc:creator>Jackie Toppin</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[alaska fha mortgage]]></category>
		<category><![CDATA[Alaska Native Loans]]></category>
		<category><![CDATA[Anchorage FHA]]></category>
		<category><![CDATA[FHA Benefits]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[HUD 184]]></category>
		<category><![CDATA[jackie toppin]]></category>
		<category><![CDATA[Where to start]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10566</guid>
		<description><![CDATA[What is a Section 184 HUD loan?
The Section 184 Indian Home Loan Guarantee Program is a mortgage product for American Indian and Alaska Native families, tribes Alaska Villages or tribally designated housing entities. Congress established this program in 1992 to facilitate homeownership in Native American communities.
Benefits to Homebuyer
2.25% down payment requirement for loans over $50,000;
1.25% [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Alaska FHA Condo Projects Face A Tough Time Ahead</title>
		<link>http://www.myfhamortgageblog.com/2009/09/alaska-fha-condo-projects-face-a-tough-time-ahead/</link>
		<comments>http://www.myfhamortgageblog.com/2009/09/alaska-fha-condo-projects-face-a-tough-time-ahead/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 05:27:13 +0000</pubDate>
		<dc:creator>Jackie Toppin</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[alaska fha mortgage]]></category>
		<category><![CDATA[Alaska Mortgage]]></category>
		<category><![CDATA[Anchorage FHA]]></category>
		<category><![CDATA[FHA Benefits]]></category>
		<category><![CDATA[FHA Condo]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA Home Buyer Tips]]></category>
		<category><![CDATA[jackie toppin]]></category>
		<category><![CDATA[Where to start]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=7022</guid>
		<description><![CDATA[Alaska FHA Condo projects face a tough time ahead.  New announcements by HUD, in their Mortgagee Letter 2009-19 will change how we do loans on Alaska Condo&#8217;s after October 1, 2009
With the passage of the Housing and Economic Recovery Act (HERA) of 2008, the Federal Housing Administration (FHA) is implementing a new approval process for [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Choose an FHA Lender in Alaska</title>
		<link>http://www.myfhamortgageblog.com/2009/05/alaska-mortgage-banker-jackie-toppin/</link>
		<comments>http://www.myfhamortgageblog.com/2009/05/alaska-mortgage-banker-jackie-toppin/#comments</comments>
		<pubDate>Sun, 17 May 2009 06:57:08 +0000</pubDate>
		<dc:creator>Jackie Toppin</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Alaska]]></category>
		<category><![CDATA[alaska fha mortgage]]></category>
		<category><![CDATA[Anchorage]]></category>
		<category><![CDATA[FHA Benefits]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA Home Buyer Tips]]></category>
		<category><![CDATA[jackie toppin]]></category>
		<category><![CDATA[Where to start 0]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=3527</guid>
		<description><![CDATA[Why should I work with you?
The biggest mistake people make when shopping for their mortgage is to make their decision on who they will work with based upon the lowest interest rate they locate over the phone, or the Internet.  They never even consider the ramifications of getting involved with a lender that is not knowledgeable,  creditable, or available.    [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/05/alaska-mortgage-banker-jackie-toppin/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Where To Find FHA Down Payment Funds In Alaska</title>
		<link>http://www.myfhamortgageblog.com/2009/05/where-to-find-fha-down-payment-funds-in-alaska/</link>
		<comments>http://www.myfhamortgageblog.com/2009/05/where-to-find-fha-down-payment-funds-in-alaska/#comments</comments>
		<pubDate>Wed, 06 May 2009 18:49:22 +0000</pubDate>
		<dc:creator>Jackie Toppin</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Alaska]]></category>
		<category><![CDATA[alaska fha mortgage]]></category>
		<category><![CDATA[Anchorage]]></category>
		<category><![CDATA[Down payment]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[jackie toppin]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=4428</guid>
		<description><![CDATA[With the demise of the seller paid down payment programs last November, and the increase in the FHA down payment requirements from 3% to 3.5%, Alaska first-time home buyers are finding it a little more challenging to find their down payment funds.
What most buyers don&#8217;t know is that there are many ways to fund your [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/05/where-to-find-fha-down-payment-funds-in-alaska/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anchorage, AK FHA Mortgage Banker</title>
		<link>http://www.myfhamortgageblog.com/2009/03/anchorage-ak-fha-mortgage-banker/</link>
		<comments>http://www.myfhamortgageblog.com/2009/03/anchorage-ak-fha-mortgage-banker/#comments</comments>
		<pubDate>Thu, 19 Mar 2009 17:12:57 +0000</pubDate>
		<dc:creator>Jackie Toppin</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[alaska fha mortgage]]></category>
		<category><![CDATA[Anchorage]]></category>
		<category><![CDATA[FHA Benefits]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA Home Buyer Tips]]></category>
		<category><![CDATA[jackie toppin]]></category>
		<category><![CDATA[Where to start 0]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=2611</guid>
		<description><![CDATA[              ]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/03/anchorage-ak-fha-mortgage-banker/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Alaska FHA Mortgage, Where do I Start?</title>
		<link>http://www.myfhamortgageblog.com/2009/02/alaska-fha-mortgage-where-do-i-start/</link>
		<comments>http://www.myfhamortgageblog.com/2009/02/alaska-fha-mortgage-where-do-i-start/#comments</comments>
		<pubDate>Sat, 28 Feb 2009 05:37:57 +0000</pubDate>
		<dc:creator>Jackie Toppin</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Alaska]]></category>
		<category><![CDATA[alaska fha mortgage]]></category>
		<category><![CDATA[Anchorage]]></category>
		<category><![CDATA[FHA Benefits]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA Home Buyer Tips]]></category>
		<category><![CDATA[jackie toppin]]></category>
		<category><![CDATA[Where to start]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=2912</guid>
		<description><![CDATA[Where do you start?  By asking yourself, &#8220;can I really buy a house?&#8221; 
An FHA mortgage might be just the option you’ve been looking for to help you buy your first or move up home.
A home is both an investment and a savings plan for your future.
Knowledge opens doors. This is literally true when it comes to [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/02/alaska-fha-mortgage-where-do-i-start/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Alaska FHA, How Much Can I Afford?</title>
		<link>http://www.myfhamortgageblog.com/2009/02/alaska-fha-how-much-can-i-afford/</link>
		<comments>http://www.myfhamortgageblog.com/2009/02/alaska-fha-how-much-can-i-afford/#comments</comments>
		<pubDate>Sat, 28 Feb 2009 05:33:24 +0000</pubDate>
		<dc:creator>Jackie Toppin</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Afford]]></category>
		<category><![CDATA[Alaska]]></category>
		<category><![CDATA[alaska fha mortgage]]></category>
		<category><![CDATA[Alaska Mortgage]]></category>
		<category><![CDATA[Anchorage]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[jackie toppin]]></category>
		<category><![CDATA[Prequalification]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=2931</guid>
		<description><![CDATA[What have you heard about qualifying for an FHA-insured Loan?

Only inexpensive homes are allowed? Not true!
You need a lot of money for a down payment? Not true!
You need perfect credit? Not true!
Your credit score has to be at least 650? Not true!
If you ever declared bankruptcy or had a foreclosure, you&#8217;re out of luck? Not [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/02/alaska-fha-how-much-can-i-afford/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Alaska FHA Loan Limits Increase 2/24/2009</title>
		<link>http://www.myfhamortgageblog.com/2009/02/alaska-fha-loan-limits-increase-2242009/</link>
		<comments>http://www.myfhamortgageblog.com/2009/02/alaska-fha-loan-limits-increase-2242009/#comments</comments>
		<pubDate>Sat, 28 Feb 2009 05:26:02 +0000</pubDate>
		<dc:creator>Jackie Toppin</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Alaska]]></category>
		<category><![CDATA[Alaska Conventional Mortgage Limits]]></category>
		<category><![CDATA[Alaska FHA Mortgage Limits]]></category>
		<category><![CDATA[Alaska Loan Limits]]></category>
		<category><![CDATA[Alaska Mortgage Limits]]></category>
		<category><![CDATA[Anchorage]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA Loan Limits]]></category>
		<category><![CDATA[jackie toppin]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=2960</guid>
		<description><![CDATA[Alaska FHA Mortgage Limits for 2009 have been temporarily increased.  Below are the loan limits per borough throughout the State of Alaska until December 31, 2009



County
One-Family
Two-Family
Three-Family
Four-Family


Aleutians West
$349,600.00
$447,550.00
$540,950.00
$672,300.00


Anchorage
$347,500.00
$444,850.00
$537,750.00
$668,250.00


Juneau
$398,750.00
$540,450.00
$617,050.00
$766,850.00


Ketchikan
$322,200.00
$412,200.00
$498,250.00
$619,250.00


Kodiak Island
$318,750.00
$408,050.00
$493,250.00
$613,000.00


Matanuska-Sus
$347,500.00
$444,850.00
$537,750.00
$668,250.00


North Slope
$301,300.00
$385,700.00
$466,250.00
$579,400.00


Sitka
$431,250.00
$552,050.00
$667,350.00
$829,350.00


Wrangell-Peter
$301,300.00
$385,700.00
$466,250.00
$579,400.00


Yakutat City
$381,800.00
$488,750.00
$590,800.00
$734,250.00


Rest of State
$271,050.00
$347,000.00
$419,425.00
$521,250.00



———
Alaska Conventional Mortgage Limits Remain The Same



State
One-Family
Two Family
Three-Family
Four-Family


Alaska
$625,500.00
$800,775.00
$967,950.00
$1,202,925.00



———-
Alaska VA Mortgage Limits Remain the Same



State
One-Family
Two-Family
Three-Family
Four-Family


Alaska
$625,500.00
$625,500.00
$625,500.00
$625,500.00







Jackie Toppin
Mortgage Banker
Mortgage License #100110
Preferred Mortgage
Branch of Residential Mortgage
Mortgage License #100083
3111 &#8220;C&#8221; [...]]]></description>
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