John Thomas

Mini Mortgage Questionaire

Posts By John Thomas

Free Delaware First Time Home Buyer Seminar – March 20, 2010

On March 16, 2010, in FHA Mortgage, by John Thomas

There will be a Free Delaware First Time Home Buyer Seminar on Saturday March 20, 2010 at 10:00 AM and again at 1:00 PM. The seminar will last about 2 hours and each participate will be able to recieve a free copy of their tri-merge credit report. The seminar will cover all of the basics [...]

Written by: John Thomas |

Delaware - 302-588-3665

Delaware First Time Home Buyer Seminar – Feb. 27, 2010

On January 31, 2010, in FHA Mortgage, by John Thomas

There will be a Free First Time Home Buyer Seminar on February 27, 2010 from 10:00 AM till Noon and from 1:00 PM till 3:00 PM at Christiana Hilton Hotel in Newark, Delaware. The seminar will cover all the basics of buying a home. It will cover Delaware First Time Home Buyer Programs, Delaware FHA [...]

Written by: John Thomas |

Delaware - 302-588-3665

FHA Changes Allowable Seller paid closing costs for Delaware Home Buyers

On January 22, 2010, in FHA Mortgage, by John Thomas

FHA commissioner Dave Stevens announced that FHA will be changing the maximum amount a seller can contribute towards a Delaware home buyers closing costs. The current maximum is 6% of the purchase can be contributed towards the buyers closing costs. This will change in April of 2010 [...]

Written by: John Thomas |

Delaware - 302-588-3665

Delaware First Time Home Buyer Seminar – November 21, 2009

On October 25, 2009, in First Time Home Buyer, by John Thomas

If you have been thinking about buying a home, now is the time to take action. If you have heard of the many different programs, but quite frankly, do not know where to start, now is the time to get some answers. With interest rates at historical lows, sensible home prices, and an $8,000 tax [...]

Written by: John Thomas |

Delaware - 302-588-3665

Close Your Delaware FHA Loan in time for $8,000 Tax Credit

On October 20, 2009, in FHA Mortgage, by John Thomas

If you still want to buy a home in Delaware by November 30th deadline for $8,000 tax credit you better be very careful which lender you pick to do your mortgage. The big banks like Bank of America and Wells Fargo are already telling people they have to have a contract now in order to [...]

Written by: John Thomas |

Delaware - 302-588-3665

Update on Delaware FHA Condo approval process

On October 15, 2009, in FHA Mortgage, FHA Mortgagee Letters, by John Thomas

FHA had originally planned to eliminate spot approvals on Condos in Delaware and nationwide effective October 1, 2009. The new process would require the lender to approve the condo. FHA has decided to delay this until November 2, 2009. This means any new FHA case numbers pulled on November 2, 2009 or after will have [...]

Written by: John Thomas |

Delaware - 302-588-3665

Delaware First Time Home Buyer Seminar – Oct. 24th

On October 14, 2009, in FHA Mortgage, First Time Home Buyer, by John Thomas

There will be a Free First Time Home Buyer Seminar on October 24, 2009 from 10:00 AM till Noon and from 1:00 PM till 3:00 PM at Christiana Hilton Hotel in Newark, Delaware. The seminar will cover all the basics of buying a home. It will cover Delaware First Time Home Buyer Programs, Delaware FHA [...]

Written by: John Thomas |

Delaware - 302-588-3665

Delaware FHA Streamline Refinances – Time is running out

On October 11, 2009, in FHA Mortgage, FHA Streamline Refinance, by John Thomas

The FHA guidelines for streamline refinances in Delaware are changing on January 1, 2009. If you want to be able to streamline without having an appraisal, no income verification, no asset verification, and no seasoning requirements then you need to do so before the guidelines change on January 1st.
Now is the perfect time to streamline [...]

Written by: John Thomas |

Delaware - 302-588-3665