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	<title>FHA Mortgage Blog &#187; Jeff Mifsud</title>
	<atom:link href="http://www.myfhamortgageblog.com/author/jmifsud/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.myfhamortgageblog.com</link>
	<description>FHA Loans - Providing Hope for Homeowners</description>
	<lastBuildDate>Thu, 18 Mar 2010 06:22:52 +0000</lastBuildDate>
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		<title>FHA May Shut The Door On Home Buyers</title>
		<link>http://www.myfhamortgageblog.com/2010/01/fha-may-shut-the-door-on-home-buyers/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/fha-may-shut-the-door-on-home-buyers/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 05:15:52 +0000</pubDate>
		<dc:creator>Jeff Mifsud</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[fha buyer]]></category>
		<category><![CDATA[seller concession]]></category>
		<category><![CDATA[seller paid costs]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10891</guid>
		<description><![CDATA[FHA may shut the door on home buyers and make the loan less affordable for home buyers that want to use an FHA loan. The Federal Housing Commissioner announced on January 20, 2010, that FHA may decrease the amount of closing costs the seller can pay for the buyer. In addition the financed mortgage insurance that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Avoid Loan Modification Companies And Save Thousands</title>
		<link>http://www.myfhamortgageblog.com/2010/01/how-to-avoid-loan-modification-companies-and-save-thousands/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/how-to-avoid-loan-modification-companies-and-save-thousands/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 03:34:06 +0000</pubDate>
		<dc:creator>Jeff Mifsud</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10651</guid>
		<description><![CDATA[

After hearing another radio ad soliciting struggling homeowners to help them with their loan modifications, I just had to write something to educate people on how loan modifications work. By having the right information you can avoid loan modification companies and save thousands of dollars. Most loan modification companies take advantage of the fact that [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Foreclosures: Challenges FHA Buyers Face When Making Offers</title>
		<link>http://www.myfhamortgageblog.com/2010/01/lforeclosures-challenges-fha-buyers-face-when-making-offers/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/lforeclosures-challenges-fha-buyers-face-when-making-offers/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 20:51:37 +0000</pubDate>
		<dc:creator>Jeff Mifsud</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[FHA loan]]></category>
		<category><![CDATA[FHA Loans]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10614</guid>
		<description><![CDATA[In this article home buyers using FHA financing will learn about some of the challenges they will face when bidding on foreclosures. The article will offer a perspective especially for first time home buyers who most often use FHA mortgage loans.

]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The $8000 Tax Credit: Can A West Bloomfield MI First-Time Homebuyer Use It For A Down Payment?</title>
		<link>http://www.myfhamortgageblog.com/2009/07/the-8000-tax-credit-west-bloomfield-mi-first-time-home-buyer/</link>
		<comments>http://www.myfhamortgageblog.com/2009/07/the-8000-tax-credit-west-bloomfield-mi-first-time-home-buyer/#comments</comments>
		<pubDate>Fri, 10 Jul 2009 17:40:34 +0000</pubDate>
		<dc:creator>Jeff Mifsud</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[farmingtin hills fha loan]]></category>
		<category><![CDATA[farmington hills fha loan]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA Loans]]></category>
		<category><![CDATA[livonia FHA Mortgages]]></category>
		<category><![CDATA[Tax Credit]]></category>
		<category><![CDATA[west bloomfield mi first time home buyer program]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=6418</guid>
		<description><![CDATA[The $8000 tax credit: Can a West Bloomfield MI home buyer use it as a down payment? Well...if you ask the federal government they will say "YES"!, but if you ask any first time home buyer trying to purchase in West Bloomfield, Farmington Hills, Farmington, Livonia or anywhere, they will tell you "NO"! Why is this?

]]></description>
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		<title>FHA Mortgage and Tax Credit a Winning Combination for Southfield MI First-Time Home Buyers</title>
		<link>http://www.myfhamortgageblog.com/2009/05/fha-mortgage-and-tax-credit-a-winning-combination-for-southfield-mi-first-time-home-buyers/</link>
		<comments>http://www.myfhamortgageblog.com/2009/05/fha-mortgage-and-tax-credit-a-winning-combination-for-southfield-mi-first-time-home-buyers/#comments</comments>
		<pubDate>Sun, 24 May 2009 17:40:57 +0000</pubDate>
		<dc:creator>Jeff Mifsud</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=4714</guid>
		<description><![CDATA[FHA Mortgage and Tax Credit a Winning Combination for Southfield MI First-Time Home Buyers. The tax credit became available through President Obama&#8217;s economic recovery plan of 2009. This tax credit is available to anyone that has purchased a home between April 8th, 2009 and December 1st, 2009.
The first-time home buyer tax credit rules differ between purchases made [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>First Time Home Buyers in Royal Oak, MI use FHA Loans to Get Great Deals</title>
		<link>http://www.myfhamortgageblog.com/2009/05/royal-oak-mi-first-time-home-buyers/</link>
		<comments>http://www.myfhamortgageblog.com/2009/05/royal-oak-mi-first-time-home-buyers/#comments</comments>
		<pubDate>Mon, 18 May 2009 20:55:48 +0000</pubDate>
		<dc:creator>Jeff Mifsud</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[buy a home in royal oak mi]]></category>
		<category><![CDATA[fha credit score requirement]]></category>
		<category><![CDATA[fha down payment requirements]]></category>
		<category><![CDATA[FHA loan]]></category>
		<category><![CDATA[first time buyer in roayl oak mi]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=4664</guid>
		<description><![CDATA[If you&#8217;re a first time home buyer in Royal Oak, MI, you need to know about the benefits of using FHA mortgage loans to get great deals on homes. Even though getting approved for your first home loan can be a challenge, FHA has remained the loan of choice for first time homebuyers in Michigan. I [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money For Closing: What Farmington Hills, Michigan First Time Home Buyers Need To Know</title>
		<link>http://www.myfhamortgageblog.com/2009/05/money-for-closing-what-home-in-farmington-hills-michigan-first-time-home-buyers-need-to-know/</link>
		<comments>http://www.myfhamortgageblog.com/2009/05/money-for-closing-what-home-in-farmington-hills-michigan-first-time-home-buyers-need-to-know/#comments</comments>
		<pubDate>Fri, 08 May 2009 03:16:04 +0000</pubDate>
		<dc:creator>Jeff Mifsud</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[farmington hills]]></category>
		<category><![CDATA[fha loans for michigan first time homebuyers]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[mi]]></category>
		<category><![CDATA[michigan fha mortgage]]></category>
		<category><![CDATA[michigan home buyer]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=4455</guid>
		<description><![CDATA[With all the craziness going on in the mortgage and housing industry, it&#8217;s good to know that Michigan FHA mortgages remain the best option for first time home buyers in Farmington Hills, Michigan.
One of the things that got the mortgage industry in trouble was how banks verified the bank statements for the home buyers&#8230;or I [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Michigan Homebuyers And Credit Requirements For FHA Loans</title>
		<link>http://www.myfhamortgageblog.com/2009/04/michigan-homebuyers-and-credit-requirements-for-fha-loans/</link>
		<comments>http://www.myfhamortgageblog.com/2009/04/michigan-homebuyers-and-credit-requirements-for-fha-loans/#comments</comments>
		<pubDate>Fri, 24 Apr 2009 17:09:46 +0000</pubDate>
		<dc:creator>Jeff Mifsud</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[fha credit]]></category>
		<category><![CDATA[fha mortgage lender]]></category>
		<category><![CDATA[michigan fha lender]]></category>
		<category><![CDATA[michigan home buyer]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=3955</guid>
		<description><![CDATA[If you are buying a home in Michigan, then you need to understand the credit requirements for FHA loans.
FHA Underwriters are the people that work for the FHA mortgage lenders and make the decisions on loans. Although FHA loans are one of the easiest loans to get in today&#8217;s real estate market, you still need to [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Low FHA Mortgage Downpayment Requirements for Livonia, MI First-Time Homebuyers</title>
		<link>http://www.myfhamortgageblog.com/2009/04/fha-mortgage-downpayment-requirements-for-livonia-mi-first-time-homebuyers/</link>
		<comments>http://www.myfhamortgageblog.com/2009/04/fha-mortgage-downpayment-requirements-for-livonia-mi-first-time-homebuyers/#comments</comments>
		<pubDate>Fri, 24 Apr 2009 17:00:39 +0000</pubDate>
		<dc:creator>Jeff Mifsud</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA loan]]></category>
		<category><![CDATA[First Time Buyer]]></category>
		<category><![CDATA[livonia]]></category>
		<category><![CDATA[livonia MI]]></category>
		<category><![CDATA[low down payment]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=3926</guid>
		<description><![CDATA[First-Time Home Buyers in Livonia, Michigan can take advantage of the low FHA mortgage down payment requirements for 2009.
With a minimum down payment requirement of only 3.5%, FHA mortgage loans have remained the Michigan first-time home buyer program of choice due to the flexible high Loan-to-Value guidelines.
Given all the craziness that is going on in [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Michigan&#8217;s #1 FHA Expert &#8211; Jeff Mifsud</title>
		<link>http://www.myfhamortgageblog.com/2009/04/1-michigan-fha-lender-jeff-mifsud/</link>
		<comments>http://www.myfhamortgageblog.com/2009/04/1-michigan-fha-lender-jeff-mifsud/#comments</comments>
		<pubDate>Fri, 24 Apr 2009 16:58:50 +0000</pubDate>
		<dc:creator>Jeff Mifsud</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Jeff Mifsud]]></category>
		<category><![CDATA[Michigan FHA First-Time Home Buyer]]></category>
		<category><![CDATA[michigan fha lender]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=4151</guid>
		<description><![CDATA[Jeff Mifsud
Michigan FHA Expert
Ann Arbor, MI 48108
Phone: (248) 320-9811
Email:  jeff (at) TiredOfRent.com
..
____________________________________
About Jeff Mifsud: 
Jeff has been a successful FHA originator in Michigan for nearly 15 years.  As a former FHA Direct Endorsed Underwriter trained by HUD, he has a unique experience and understanding from all angles of an FHA mortgage transaction.
A featured FHA expert [...]]]></description>
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