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	<title>FHA Mortgage Blog &#187; Jonas Kruckeberg</title>
	<atom:link href="http://www.myfhamortgageblog.com/author/jkruckeberg/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.myfhamortgageblog.com</link>
	<description>FHA Loans - Providing Hope for Homeowners</description>
	<lastBuildDate>Thu, 18 Mar 2010 06:22:52 +0000</lastBuildDate>
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		<title>$8000 California First Time Home Buyer Tax Credit Expires in 50 Days</title>
		<link>http://www.myfhamortgageblog.com/2010/03/8000-california-first-time-home-buyer-tax-credit-expires-in-50-days/</link>
		<comments>http://www.myfhamortgageblog.com/2010/03/8000-california-first-time-home-buyer-tax-credit-expires-in-50-days/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 16:33:53 +0000</pubDate>
		<dc:creator>Jonas Kruckeberg</dc:creator>
				<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=11736</guid>
		<description><![CDATA[Only 50 days remain for a California home buyer to obtain a purchase contract to qualify for the $8000 tax credit.


Mark your calendars for April 30th, 2010 as the last day to have your offer accepted on a home.  You would then have 60 days to complete the transaction, June 30th, 2010, to remain [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Guaranteed USDA Home Loan for California</title>
		<link>http://www.myfhamortgageblog.com/2010/03/guaranteedusdahomeloanforcalifornia/</link>
		<comments>http://www.myfhamortgageblog.com/2010/03/guaranteedusdahomeloanforcalifornia/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 00:01:39 +0000</pubDate>
		<dc:creator>Jonas Kruckeberg</dc:creator>
				<category><![CDATA[USDA Rural Guaranteed Loan]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Riverside County]]></category>
		<category><![CDATA[USDA]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=11679</guid>
		<description><![CDATA[Guaranteed USDA Home Loans are thriving in Riverside County, California.  In cities like, Murrieta, Menifee, Sun City and even parts of Temecula, home buyers are benefiting from this fantastic loan program.
It&#8217;s too good to be true.  It&#8217;s not possible to have all of these components in one loan program.
- Anonymous
USDA Home Loan Highlights

100% Financing
No Down [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2010/03/guaranteedusdahomeloanforcalifornia/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Announced New Policies January 20, 2010 &#8211; It&#8217;s Going To Be Okay</title>
		<link>http://www.myfhamortgageblog.com/2010/01/fha-policies/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/fha-policies/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 00:13:11 +0000</pubDate>
		<dc:creator>Jonas Kruckeberg</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[580 Credit]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Rules]]></category>
		<category><![CDATA[MIP]]></category>
		<category><![CDATA[Seller Credit]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10925</guid>
		<description><![CDATA[FHA announced yesterday, January 20, 2010 some additional policies:
WASHINGTON –  Federal Housing Administration (FHA) Commissioner David Stevens today  announced a set of policy changes to strengthen the FHA’s capital  reserves, while enabling the agency to continue to fulfill its mission  to provide access to homeownership for underserved communities. The  changes [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2010/01/fha-policies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA 90 Day Flip Rule is Waived for California Buyers, Sellers, Investors</title>
		<link>http://www.myfhamortgageblog.com/2010/01/fha-90-day-flip-rule-is-waived-for-california-buyers-sellers-investors/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/fha-90-day-flip-rule-is-waived-for-california-buyers-sellers-investors/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 18:31:21 +0000</pubDate>
		<dc:creator>Jonas Kruckeberg</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[90 Day Flip Rule]]></category>
		<category><![CDATA[FHA]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10782</guid>
		<description><![CDATA[
Home Buyers, Home Sellers, Home Investors &#8211; HUD just gave a nice boost for California FHA insured mortgages.   The 90 Day Flip Rule that hindered FHA buyers and certain home sellers from going into contract together has been temporarily waived for 1 year.
Starting February 1, 2010, a home purchased by a LLC, Trust [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Buyer Tax Credit in California Extended</title>
		<link>http://www.myfhamortgageblog.com/2009/11/home-buyer-tax-credit-in-california-extended/</link>
		<comments>http://www.myfhamortgageblog.com/2009/11/home-buyer-tax-credit-in-california-extended/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 01:02:09 +0000</pubDate>
		<dc:creator>Jonas Kruckeberg</dc:creator>
				<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[california mortgage]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Jonas Kruckeberg]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8994</guid>
		<description><![CDATA[Has the home buyer tax credit in California been extended?
Well, California&#8217;s real estate market did receive another boost from last night&#8217;s vote in the Senate.  Although it&#8217;s not the final vote, it effectively seals the deal on the plan to extend the $8000 first time home buyer credit through April 30th 2010 as well [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New FHA Streamline Refinance Guidelines in California for 2010</title>
		<link>http://www.myfhamortgageblog.com/2009/10/new-fha-streamline-refinance-guidelines-in-california-for-2010/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/new-fha-streamline-refinance-guidelines-in-california-for-2010/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 23:03:46 +0000</pubDate>
		<dc:creator>Jonas Kruckeberg</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Streamline]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8353</guid>
		<description><![CDATA[FHA Streamline Refinance Guidelines for 2010 for California will be new to some, but old to others. Under today&#8217;s FHA streamline refinance guidelines, homeowners with FHA loans have the ability to lower their monthly payment when FHA mortgage rates are reduced. Guidelines today allow homeowners to refinance without an appraisal or verify income and assets [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/10/new-fha-streamline-refinance-guidelines-in-california-for-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>22 FHA Qualified Buyers Need Homes in Riverside County CA</title>
		<link>http://www.myfhamortgageblog.com/2009/09/22-fha-qualified-buyers-need-homes-in-riverside-county-ca/</link>
		<comments>http://www.myfhamortgageblog.com/2009/09/22-fha-qualified-buyers-need-homes-in-riverside-county-ca/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 23:20:17 +0000</pubDate>
		<dc:creator>Jonas Kruckeberg</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA Home Buyer Tips]]></category>
		<category><![CDATA[Jonas Kruckeberg]]></category>
		<category><![CDATA[Shadow Inventory]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=7789</guid>
		<description><![CDATA[I know, it sounds like a &#8220;Help Wanted&#8221; ad, but seriously, in this market where supposedly there is a multitude of homes available, I have 22 FHA qualified home buyers in Riverside County CA that are unable to retrieve an accepted offer on a purchase contract.  Several of these potential home buyers have made upwards [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/09/22-fha-qualified-buyers-need-homes-in-riverside-county-ca/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>California First Time Home Buyer with No Credit Score Obtains FHA Loan</title>
		<link>http://www.myfhamortgageblog.com/2009/07/california-first-time-home-buyer-with-no-credit-score-obtains-fha-loan/</link>
		<comments>http://www.myfhamortgageblog.com/2009/07/california-first-time-home-buyer-with-no-credit-score-obtains-fha-loan/#comments</comments>
		<pubDate>Tue, 21 Jul 2009 19:28:50 +0000</pubDate>
		<dc:creator>Jonas Kruckeberg</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[- California FHA]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[FHA loan]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Jonas Kruckeberg]]></category>
		<category><![CDATA[no credit]]></category>
		<category><![CDATA[no credit score]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=6886</guid>
		<description><![CDATA[Back by popular demand, here is the next entry into My FHA Success Stories &#8211; A California first time home buyer with no credit score obtains a FHA loan approval &#8211; truly amazing!
Rocky doesn&#8217;t have a FICO score, basically no credit equals no credit score. Initially, Rocky had a loan officer that provided a &#8220;pre-approval&#8221;, [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/07/california-first-time-home-buyer-with-no-credit-score-obtains-fha-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>California First Time Home Buyer with Under 620 Credit Score Obtains FHA Loan</title>
		<link>http://www.myfhamortgageblog.com/2009/07/california-first-time-home-buyer-with-under-620-credit-score-obtains-fha-loan/</link>
		<comments>http://www.myfhamortgageblog.com/2009/07/california-first-time-home-buyer-with-under-620-credit-score-obtains-fha-loan/#comments</comments>
		<pubDate>Wed, 15 Jul 2009 21:14:12 +0000</pubDate>
		<dc:creator>Jonas Kruckeberg</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[First Priority Financial]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Jonas Kruckeberg]]></category>
		<category><![CDATA[Under 620 credit]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=6629</guid>
		<description><![CDATA[Is it really possible for a California first time home buyer with under 620 credit score to obtain a FHA loan? Most people would disagree. The Jonas Kruckeberg Team fights day in and day out for clients to obtain their dream of homeownership, so to all the naysayers let this be a demonstration that it [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/07/california-first-time-home-buyer-with-under-620-credit-score-obtains-fha-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HVCC &#8211; Helping the Consumer Understand the Issues</title>
		<link>http://www.myfhamortgageblog.com/2009/06/hvcc-helping-the-consumer-understand-the-issues/</link>
		<comments>http://www.myfhamortgageblog.com/2009/06/hvcc-helping-the-consumer-understand-the-issues/#comments</comments>
		<pubDate>Wed, 10 Jun 2009 16:13:39 +0000</pubDate>
		<dc:creator>Jonas Kruckeberg</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=5134</guid>
		<description><![CDATA[Yesterday, Marc Savitt, president of the National Association of Mortgage Brokers (NAMB) released a Call to Action for all Mortgage Brokers, Real Estate Agents, Appraisers, Lenders, Home Builders, Title/Escrow Agents and Consumers.  
In order for this &#8220;Call to Action&#8221; to be effective, I ask that you fully participate, encourage others to join the action [...]]]></description>
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		<slash:comments>0</slash:comments>
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