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	<title>FHA Mortgage Blog &#187; Jim Duffy</title>
	<atom:link href="http://www.myfhamortgageblog.com/author/jduffy/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.myfhamortgageblog.com</link>
	<description>FHA Loans - Providing Hope for Homeowners</description>
	<lastBuildDate>Mon, 15 Mar 2010 14:44:56 +0000</lastBuildDate>
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		<title>Beware the Ides of March: Atlanta Mortgage Rates Set to Spike</title>
		<link>http://www.myfhamortgageblog.com/2010/01/beware-the-ides-of-march-atlanta-mortgage-rates-set-to-spike/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/beware-the-ides-of-march-atlanta-mortgage-rates-set-to-spike/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 14:12:29 +0000</pubDate>
		<dc:creator>Jim Duffy</dc:creator>
				<category><![CDATA[mortgage backed securities]]></category>
		<category><![CDATA[Atlanta FHA]]></category>
		<category><![CDATA[Atlanta FHA Loans]]></category>
		<category><![CDATA[atlanta mortgage rates]]></category>
		<category><![CDATA[georgia]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=11098</guid>
		<description><![CDATA[GDP numbers for the fourth quarter are out this morning, and the economy grew at a surprising 5.7% rate &#8211; better than anyone expected!  And stocks will open higher, and milk and honey will flow!  And, very shortly, singing and dancing will turn to tears.
Why? Simple. The Federal Reserve said again on Tuesday that by [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2010/01/beware-the-ides-of-march-atlanta-mortgage-rates-set-to-spike/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Big Changes Coming for FHA Loans</title>
		<link>http://www.myfhamortgageblog.com/2009/12/big-changes-coming-for-fha-loans/</link>
		<comments>http://www.myfhamortgageblog.com/2009/12/big-changes-coming-for-fha-loans/#comments</comments>
		<pubDate>Thu, 03 Dec 2009 16:26:37 +0000</pubDate>
		<dc:creator>Jim Duffy</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Atlanta FHA Loans]]></category>
		<category><![CDATA[fha changes]]></category>
		<category><![CDATA[georgia]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9607</guid>
		<description><![CDATA[Reports that FHA may be the next &#8217;sub-prime&#8217; implosion have been swirling for some time now.  The reason is that an FHA loan is simply a mortgage that is insured by HUD against default, to protect the lender, and the reserve insurance funds are dwindling.  And if HUD were to run out of money to [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is an FHA Loan Better Than A Conventional Loan?</title>
		<link>http://www.myfhamortgageblog.com/2009/10/is-an-fha-loan-better-than-a-conventional-loan/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/is-an-fha-loan-better-than-a-conventional-loan/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 21:27:05 +0000</pubDate>
		<dc:creator>Jim Duffy</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Atlanta home loan]]></category>
		<category><![CDATA[conventional mortgage loans]]></category>
		<category><![CDATA[georgia]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8633</guid>
		<description><![CDATA[That was the question I was asked from a home buyer who was purchasing a home in north Fulton County for $320,000, and planned on putting 10% down payment on that home.
A simple question: FHA or conventional?  Which is better?  But the answer is not quite so simple at first glance.  Let&#8217;s dig into it.
A [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/10/is-an-fha-loan-better-than-a-conventional-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 Reasons to Buy Your Atlanta FHA Financed Home, NOW</title>
		<link>http://www.myfhamortgageblog.com/2009/10/3-reasons-to-buy-your-atlanta-fha-financed-home-now/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/3-reasons-to-buy-your-atlanta-fha-financed-home-now/#comments</comments>
		<pubDate>Thu, 08 Oct 2009 15:08:32 +0000</pubDate>
		<dc:creator>Jim Duffy</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[Atlanta FHA]]></category>
		<category><![CDATA[Atlanta FHA Loans]]></category>
		<category><![CDATA[fha changes]]></category>
		<category><![CDATA[georgia]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8475</guid>
		<description><![CDATA[Atlanta real estate is a bargain right now.  Getting approved for an FHA loan in Atlanta is easy right now.  Buy your home now around Atlanta, and you get free money from the Federal and State Governments.
It&#8217;s a great time to buy.  But things could get tighter in a hurry.  Here&#8217;s why:

A bill has been [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is A Mortgage, And Why Does It Matter?</title>
		<link>http://www.myfhamortgageblog.com/2009/09/what-is-a-mortgage-and-why-does-it-matter/</link>
		<comments>http://www.myfhamortgageblog.com/2009/09/what-is-a-mortgage-and-why-does-it-matter/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 15:17:16 +0000</pubDate>
		<dc:creator>Jim Duffy</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Atlanta]]></category>
		<category><![CDATA[georgia]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Sir Edward Coke]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8136</guid>
		<description><![CDATA[According to the standard dictionary definition, a mortgage is
A temporary, conditional pledge of property to a creditor as security for performance of an obligation or repayment of a debt.
Okay.  We pretty much all surmised that without turning to our friend Webster.  But, I want to turn to another influential man, Sir Edward Coke (pronounced Cook), [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Affordability Index: Deciphering the Technical Jargon to Discover Opportunity</title>
		<link>http://www.myfhamortgageblog.com/2009/09/affordability-index-desciphering-the-technical-jargon-to-discover-opportunity/</link>
		<comments>http://www.myfhamortgageblog.com/2009/09/affordability-index-desciphering-the-technical-jargon-to-discover-opportunity/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 13:23:48 +0000</pubDate>
		<dc:creator>Jim Duffy</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Affordability Index]]></category>
		<category><![CDATA[Atlanta FHA Loans]]></category>
		<category><![CDATA[Atlanta first time home buyer]]></category>
		<category><![CDATA[georgia]]></category>
		<category><![CDATA[Gwinnett County FHA loans]]></category>
		<category><![CDATA[nar]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=7995</guid>
		<description><![CDATA[Last week, I conducted a training for first time home buyers, in Gwinnett county.  As always it was packed with information and very practical tips.  Yet, one of the stats that we gave got the most &#8220;Aha&#8221; moments from the crowd.  You know the one, where a light bulb goes off over your head and [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/09/affordability-index-desciphering-the-technical-jargon-to-discover-opportunity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cash for Renters: Find Out How To Get Your $8000 Tax Credit at This Gwinnett County Event</title>
		<link>http://www.myfhamortgageblog.com/2009/08/cash-for-renters-find-out-how-to-get-your-8000-tax-credit-at-this-gwinnett-county-event/</link>
		<comments>http://www.myfhamortgageblog.com/2009/08/cash-for-renters-find-out-how-to-get-your-8000-tax-credit-at-this-gwinnett-county-event/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 16:22:05 +0000</pubDate>
		<dc:creator>Jim Duffy</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[Atlanta first time home buyer]]></category>
		<category><![CDATA[first time home buyer seminar]]></category>
		<category><![CDATA[georgia]]></category>
		<category><![CDATA[million dollar challenge]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=7507</guid>
		<description><![CDATA[The clock is ticking on the $8000 tax credit for first time home buyers.  As of this writing there are only 98 days left until the tax credit expires on November 30.
&#8220;Cash for Clunkers&#8221; ends today, and according to news stories there is a rush today on participating car dealers.  And, Cash for [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/08/cash-for-renters-find-out-how-to-get-your-8000-tax-credit-at-this-gwinnett-county-event/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Good News: Revised FHA Loan Limits for Metro Atlanta</title>
		<link>http://www.myfhamortgageblog.com/2009/02/good-news-revised-fha-loan-limits-for-metro-atlanta/</link>
		<comments>http://www.myfhamortgageblog.com/2009/02/good-news-revised-fha-loan-limits-for-metro-atlanta/#comments</comments>
		<pubDate>Fri, 27 Feb 2009 21:59:21 +0000</pubDate>
		<dc:creator>Jim Duffy</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Alpharetta]]></category>
		<category><![CDATA[Atlanta FHA Mortgage Limits]]></category>
		<category><![CDATA[FHA Loan Limits]]></category>
		<category><![CDATA[GA]]></category>
		<category><![CDATA[georgia]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=3038</guid>
		<description><![CDATA[
In the midst of a continuing tightening of loan standards, we received some bit of good news, on FHA mortgage loan limits for metro Atlanta.
As you may or may not know, the max. loan limit for FHA loans in metro Atlanta was lowered from $346,250 to $320,850 beginning January 1, 2009.  Well, not HUD has [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/02/good-news-revised-fha-loan-limits-for-metro-atlanta/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Could Down Payment Assistance Make a Comeback?</title>
		<link>http://www.myfhamortgageblog.com/2009/01/could-down-payment-assistance-make-a-comeback/</link>
		<comments>http://www.myfhamortgageblog.com/2009/01/could-down-payment-assistance-make-a-comeback/#comments</comments>
		<pubDate>Wed, 14 Jan 2009 14:12:14 +0000</pubDate>
		<dc:creator>Jim Duffy</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Ameridream]]></category>
		<category><![CDATA[Atlanta FHA]]></category>
		<category><![CDATA[Down Payment Assistance]]></category>
		<category><![CDATA[FHA Rules]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=2074</guid>
		<description><![CDATA[Down Payment Assistance for years made FHA loans into 100% financing for lots of buyers.  The 3% down payment requirement (now 3.5%) was paid by the seller instead of the buyer.  The seller would pay it to a 3rd party non-profit, along with a processing fee, and the non-profit would deliver it to the closing [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/01/could-down-payment-assistance-make-a-comeback/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hope for Homeowners Who’ve Hit Hard Times</title>
		<link>http://www.myfhamortgageblog.com/2008/11/hope-for-homeowners-who%e2%80%99ve-hit-hard-times/</link>
		<comments>http://www.myfhamortgageblog.com/2008/11/hope-for-homeowners-who%e2%80%99ve-hit-hard-times/#comments</comments>
		<pubDate>Fri, 21 Nov 2008 00:56:59 +0000</pubDate>
		<dc:creator>Jim Duffy</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA Loan Limits]]></category>
		<category><![CDATA[FHA Rules]]></category>
		<category><![CDATA[FHA Short Refinance]]></category>
		<category><![CDATA[georgia]]></category>
		<category><![CDATA[Georgia FHA loan]]></category>
		<category><![CDATA[Hope for  Homeowners]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Mortgage Foreclosure]]></category>
		<category><![CDATA[Mortgage Loan after Bankruptcy]]></category>
		<category><![CDATA[Mortgage Loan After Foreclosure]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=969</guid>
		<description><![CDATA[
Can anybody remember when the times were not hard, and money not scarce?  - Ralph Waldo Emerson


I am nowhere near old enough to have lived through the Great Depression. In fact, even the gas lines of the late ‘70’s are a foggy memory from my childhood. I did just turn 40, however, and I did [...]]]></description>
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		<slash:comments>0</slash:comments>
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