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Posts By Brad Yzermans


California USDA No Down Payment Home Loan

The California USDA Guaranteed Rural Development Home Mortgage Loan is a flexible no down payment government insured program that is growing in popularity.  It’s designed to promote homeownership to residents in Riverside, San Bernardino, San Diego County and cities of Corona, Temecula, Menifee, Murrieta, Sun City, Wildomar, Winchester, French Valley, Homeland, Romoland, San Diego County with low to moderate incomes and who [...]

California $10,000 Home Buyer Tax Credit Extended – Act now!

As part of his job creation initiative, Governor Schwarzenegger will be signing into law an extension of the home buyer tax credit (up to $10,000) for residents of California.  This tax credit is eligible to first time home buyers of the Inland Empire, Riverside, San Bernardino, Orange, San Diego, and Los Angeles counties who purchase [...]

Big News – FHA Eliminates 90 Day Flip Rule

In a suprising announcement Friday, HUD Secretary’s Shaun Donovan announced HUD will now insure FHA home loans on properties that have been owned for less than 90 days by the seller. 
This policy change will permit buyers to use FHA-insured financing to purchase HUD-owned properties, bank-owned properties, or properties resold through private sales. This will allow homes [...]

The Scoop on the California First Time and Move-up Home Buyer Tax Credit: The $8,000 Extension and $6,500 Expansion

After weeks of reporters jumping the gun and claiming several different versions of the First Time Home Buyer extension/expansion program had already been approved, we now have a finalized bill signed into law by President Obama on November 6, 2009.  Not only has the original $8,000 First Time Homebuyer Tax Credit been extended through to [...]

Funds Limited for CA FHA 99.5% ACCESS Down Payment Assistance Home Loan

It was just announced that the CHF Home Buyer Fund that provides the ACCESS second loan financing for California Home Buyers to purchase a home with FHA financing with only 1/2% (.5%) down payment is limited to $5,000,000 in funding!  Or, with a gift of the 1/2% from a family member you can actually purchase with NO DOWN [...]

California FHA Home Loan Expert Reveals How to Purchase with 99.5% Financing (.5% down) Using an FHA loan!!!! (no minimum FICO score required)

Did you know that for a limited time (while funds last) you can purchase a home using an FHA loan with only .5% (one half) down payment?  CLTV is 99.5%.  FHA will allow a second mortgage to cover 3.0% of your 3.5% required down payment by using a the CHF Access 2nd down payment assistance [...]

Experienced California FHA, USDA, VA Home Loan Mortgage Expert – Brad Yzermans

             Brad Yzermans – FHA , USDA, VA Home Loan Mortgage Expert
             First Priority Financial
             DRE License #01810137
             (951) 332-7864
             brad(at)951mortgagecoach.com 
  
 
About Brad Yzermans: California FHA-USDA-VA Home Loan Mortgage Expert
Brad is an experienced licensed Mortgage Lender, Broker, & Banker who excels in helping home buyers overcome obstacles to buying a home, such as having damaged or no credit, buyers lacking a down payment, [...]