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	<title>FHA Mortgage Blog &#187; Brian Wiesner</title>
	<atom:link href="http://www.myfhamortgageblog.com/author/bwiesner/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.myfhamortgageblog.com</link>
	<description>FHA Loans - Providing Hope for Homeowners</description>
	<lastBuildDate>Thu, 18 Mar 2010 06:22:52 +0000</lastBuildDate>
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		<title>FHA Rules Help Los Angeles Flip Market</title>
		<link>http://www.myfhamortgageblog.com/2010/01/fha-rules-help-los-angeles-flip-market/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/fha-rules-help-los-angeles-flip-market/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 19:13:43 +0000</pubDate>
		<dc:creator>Brian Wiesner</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA Mortgagee Letters]]></category>
		<category><![CDATA[foreclosure]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=11102</guid>
		<description><![CDATA[New FHA rules will greatly aid in the home sales market of foreclosed properties in Los Angeles and other areas of California.  HUD has announced a temporary waiver of its regulations providing that a loan will not be eligible for FHA insurance if the contract of sale for the purchase of the property is executed within [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>First-time Buyers and FHA Gift Money</title>
		<link>http://www.myfhamortgageblog.com/2010/01/first-time-buyers-and-fha-gift-money/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/first-time-buyers-and-fha-gift-money/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 22:50:33 +0000</pubDate>
		<dc:creator>Brian Wiesner</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10397</guid>
		<description><![CDATA[First-time buyers in Los Angeles County will notice a key difference between conventional loans and FHA loans.  FHA loan guidelines allow the home buyer to receive 100% of the down payment and closing costs as gift regardless of your income.  Conventional loans do not allow gifted funds to close.  They must be 100% verifiable borrower funds.  Most conventional loans [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax Credit for California FHA First-Time Buyers</title>
		<link>http://www.myfhamortgageblog.com/2009/11/tax-credit-for-california-fha-first-time-buyers/</link>
		<comments>http://www.myfhamortgageblog.com/2009/11/tax-credit-for-california-fha-first-time-buyers/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 01:41:28 +0000</pubDate>
		<dc:creator>Brian Wiesner</dc:creator>
				<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9338</guid>
		<description><![CDATA[President Obama has signed a bill that extends the tax credit for California first-time homebuyers (FTHBs) into the first half of 2010. This program had been scheduled to expire on November 30, 2009 for FHA FTHB&#8217;s. 
In addition to extending the tax credit of up to $8,000 through June 30, 2010, the extension measure also [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Los Angeles FHA Loan &#8211; $742,520!</title>
		<link>http://www.myfhamortgageblog.com/2009/11/los-angeles-fha-loan-742520/</link>
		<comments>http://www.myfhamortgageblog.com/2009/11/los-angeles-fha-loan-742520/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 19:30:03 +0000</pubDate>
		<dc:creator>Brian Wiesner</dc:creator>
				<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA Streamline Refinance]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[- California FHA]]></category>
		<category><![CDATA[Claremont FHA Mortgage]]></category>
		<category><![CDATA[Claremont Mortgage]]></category>
		<category><![CDATA[Los Angeles County FHA]]></category>
		<category><![CDATA[Los Angeles FHA]]></category>
		<category><![CDATA[Upland FHA Mortgage]]></category>
		<category><![CDATA[Upland Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9008</guid>
		<description><![CDATA[Los Angeles County FHA loan limits allow for a total loan amount of $742,520 with the up front mortgage insurance premium financed into the loan.  I closed a $950,000 purchase last week with this loan amount for a first-time buyer.  The FHA rates were lower than the High Balance Conforming rates and the buyer was [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>California First-Time Buyer Tax Credit Extension</title>
		<link>http://www.myfhamortgageblog.com/2009/10/california-first-time-buyer-tax-credit-extension/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/california-first-time-buyer-tax-credit-extension/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 18:16:49 +0000</pubDate>
		<dc:creator>Brian Wiesner</dc:creator>
				<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Claremont FHA]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[Los Angeles FHA]]></category>
		<category><![CDATA[San Bernardino FHA]]></category>
		<category><![CDATA[Upland FHA]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8823</guid>
		<description><![CDATA[The $8,000 California First-time Homebuyer tax credit is set to be extended until April 30, 2010. The Obama Administration has urged Congress to pass legislation to extend the program in Los Angeles County, San Bernardino County and Orange County from its original Dec. 1, 2009 deadline. In addition, legislation may provide a tax credit for [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA The Most Popular Loan In California</title>
		<link>http://www.myfhamortgageblog.com/2009/10/fha-the-most-popular-loan-in-california/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/fha-the-most-popular-loan-in-california/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 22:03:25 +0000</pubDate>
		<dc:creator>Brian Wiesner</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8717</guid>
		<description><![CDATA[FHA loans are the most popular loans in California.  According to Burns Real Estate Consulting in Irvine,  59% of new-home buyers are using government backed loans .  FHA loans in Los Angeles and San Bernardino County have long been annecdotally credited with the Southern California housing recovery.  Now the data is in.  That means that less than half [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New California FHA Streamline Rules</title>
		<link>http://www.myfhamortgageblog.com/2009/10/new-california-fha-streamline-rules/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/new-california-fha-streamline-rules/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 17:24:15 +0000</pubDate>
		<dc:creator>Brian Wiesner</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA Streamline Refinance]]></category>
		<category><![CDATA[California FHA Mortgage]]></category>
		<category><![CDATA[California FHA Streamline]]></category>
		<category><![CDATA[Claremont FHA]]></category>
		<category><![CDATA[Los Angeles FHA Mortgage]]></category>
		<category><![CDATA[San Bernardino County FHA Mortgage]]></category>
		<category><![CDATA[Upland FHA]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8617</guid>
		<description><![CDATA[California FHA Streamline loans will have dramatic new rules.  Effective with case numbers assigned on and after November 17, 2009, several revisions to the FHA Streamline Refinance Program will go into effect.  For those that may think doing FHA home loans in Los Angeles, Orange and Ventura Counties is easy, read below!
Seasoning 
-At the time of loan [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is California FHA In Trouble?</title>
		<link>http://www.myfhamortgageblog.com/2009/09/is-california-fha-in-trouble/</link>
		<comments>http://www.myfhamortgageblog.com/2009/09/is-california-fha-in-trouble/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 23:57:00 +0000</pubDate>
		<dc:creator>Brian Wiesner</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8186</guid>
		<description><![CDATA[Numerous statistical reports are out today regarding the financial health of the Federal Housing Administration&#8217;s mortgage insurance reserve holdings accounts.  If on shaky ground, how does this affect California FHA mortgages, Los Angeles County FHA mortgages and San Bernardino County FHA mortgages? 
You can decipher these reports with an economist&#8217;s &#8220;chicken little&#8221; eye glasses on, or regardless of [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/09/is-california-fha-in-trouble/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First-Time Buyer FHA Loans in California</title>
		<link>http://www.myfhamortgageblog.com/2009/09/first-time-buyer-fha-loans-in-california/</link>
		<comments>http://www.myfhamortgageblog.com/2009/09/first-time-buyer-fha-loans-in-california/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 23:54:35 +0000</pubDate>
		<dc:creator>Brian Wiesner</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[- California FHA]]></category>
		<category><![CDATA[Bakersfield FHA Mortgage]]></category>
		<category><![CDATA[Brian Wiesner]]></category>
		<category><![CDATA[Claremont FHA]]></category>
		<category><![CDATA[Humboldt County FHA]]></category>
		<category><![CDATA[Los Angeles County FHA]]></category>
		<category><![CDATA[San Bernardino County FHA Mortgage]]></category>
		<category><![CDATA[Upland FHA]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=7915</guid>
		<description><![CDATA[First-time homebuyers (FTHB) are using FHA loans all across California.  Popular counties are Los Angeles, San Bernardino, Ventura and Kern.  In this great real estate environment FHA loans are in use from Bakersfield  to Claremont and Oxnard to Upland.
Home affordability is at an all time high with low interest rates and declining home prices. However, [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/09/first-time-buyer-fha-loans-in-california/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>California FHA 203K Rehab Loan</title>
		<link>http://www.myfhamortgageblog.com/2009/08/california-fha-203k-rehab-loan/</link>
		<comments>http://www.myfhamortgageblog.com/2009/08/california-fha-203k-rehab-loan/#comments</comments>
		<pubDate>Tue, 11 Aug 2009 00:09:30 +0000</pubDate>
		<dc:creator>Brian Wiesner</dc:creator>
				<category><![CDATA[FHA 203k Streamline]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[foreclosure]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=7262</guid>
		<description><![CDATA[If you are purchasing a foreclosure anywhere in California, especially in Los Angeles County or San Bernardino County, your best bet for rehabilitation of the property is to get an FHA 203-k loan.  For many, buying a foreclosed property can present certain challenges:
Challenges:

Sale is “As Is”
Seller is not willing to fix or provide repairs
Standard FHA financing is not [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/08/california-fha-203k-rehab-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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