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	<title>FHA Mortgage Blog &#187; Bill Sohan</title>
	<atom:link href="http://www.myfhamortgageblog.com/author/bsohan/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.myfhamortgageblog.com</link>
	<description>FHA Loans - Providing Hope for Homeowners</description>
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			<item>
		<title>Maryland FHA Changes As Of April 5th 2010</title>
		<link>http://www.myfhamortgageblog.com/2010/01/maryland-fha-changes-as-of-april-5th-2010/</link>
		<comments>http://www.myfhamortgageblog.com/2010/01/maryland-fha-changes-as-of-april-5th-2010/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 21:24:18 +0000</pubDate>
		<dc:creator>Bill Sohan</dc:creator>
				<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[FHA 203k Streamline]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA Streamline Refinance]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Mortgage Refinance]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[USDA Rural Guaranteed Loan]]></category>
		<category><![CDATA[Annapolis]]></category>
		<category><![CDATA[Annapolis FHA]]></category>
		<category><![CDATA[Baltimore City]]></category>
		<category><![CDATA[Baltimore City FHA]]></category>
		<category><![CDATA[Baltimore FHA]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA 203K]]></category>
		<category><![CDATA[FHA 203k Rehab]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA Rules]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Homebuyer Seminars]]></category>
		<category><![CDATA[Maryland]]></category>
		<category><![CDATA[maryland fha mortgage]]></category>
		<category><![CDATA[Mortgage Foreclosure]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[USDA]]></category>
		<category><![CDATA[VA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=10900</guid>
		<description><![CDATA[Maryland is changing it’s FHA guidelines on April 5th 2010. and here are 3 important changes you need to know about.

The new Maryland FHA upfront mortgage insurance premium (UFMIP) will be 2.25% for all purchase and refinance loans up from 1.75%
Maryland FHA seller contributions will be cut in ½. You will be limited to a 3% seller [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2010/01/maryland-fha-changes-as-of-april-5th-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maryland FHA Responds to Short Sales</title>
		<link>http://www.myfhamortgageblog.com/2009/12/maryland-fha-responds-to-short-sales/</link>
		<comments>http://www.myfhamortgageblog.com/2009/12/maryland-fha-responds-to-short-sales/#comments</comments>
		<pubDate>Wed, 23 Dec 2009 19:10:30 +0000</pubDate>
		<dc:creator>Bill Sohan</dc:creator>
				<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[FHA 203k Streamline]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA Streamline Refinance]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Mortgage Refinance]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[USDA Rural Guaranteed Loan]]></category>
		<category><![CDATA[- Maryland FHA]]></category>
		<category><![CDATA[Baltimore City FHA]]></category>
		<category><![CDATA[Baltimore FHA]]></category>
		<category><![CDATA[FHA 203k Rehab]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA Home Buyer Tips]]></category>
		<category><![CDATA[FHA Loan Limits]]></category>
		<category><![CDATA[FHA Refinance]]></category>
		<category><![CDATA[FHA Short Refinance]]></category>
		<category><![CDATA[maryland fha loan limits]]></category>
		<category><![CDATA[maryland fha mortgage]]></category>
		<category><![CDATA[Mortgage West]]></category>
		<category><![CDATA[Short Refinance]]></category>
		<category><![CDATA[USDA]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9982</guid>
		<description><![CDATA[Maryland FHA responds to Short Sales and here are the 5 things you need to know.

Changes are effective immediately.   
Maryland borrowers ARE eligible for new FHA financing if they are 0X30  on the mortgage in the last 12 months and the proceeds from the short sale serve as payment in full.
Maryland borrowers whose mortgage was in pre-foreclosure [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maryland 2010 FHA Loan Limits</title>
		<link>http://www.myfhamortgageblog.com/2009/12/maryland-2010-fha-loan-limits/</link>
		<comments>http://www.myfhamortgageblog.com/2009/12/maryland-2010-fha-loan-limits/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 03:09:44 +0000</pubDate>
		<dc:creator>Bill Sohan</dc:creator>
				<category><![CDATA[203k Rehab]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA Streamline Refinance]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Mortgage Refinance]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[USDA Rural Guaranteed Loan]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[FHA Refinance]]></category>
		<category><![CDATA[Homebuyer Seminars]]></category>
		<category><![CDATA[USDA Rural Loan]]></category>
		<category><![CDATA[VA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9648</guid>
		<description><![CDATA[The Maryland 2010 FHA loan limits by county are unchanged from 2009.  With only a 3.5% down payment, FHA mortgages have been a great mortgage option for First Time Home Buyers.
For more information about a Maryland FHA Mortgage, Loan Limits, or FHA guidelines, please feel free to contact me directly.
Bill Sohan
410-963-2308



County Name

Single Family


Duplex


Tri-plex


Four-plex



ALLEGANY

$271,050


$347,000


$419,400


$521,250



CUMBERLAND, MD-WV (MSA)


ANNE [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maryland FHA Proposed Rule and 2010 Loan Limits</title>
		<link>http://www.myfhamortgageblog.com/2009/12/maryland-fha-proposed-rule-and-2010-loan-limits/</link>
		<comments>http://www.myfhamortgageblog.com/2009/12/maryland-fha-proposed-rule-and-2010-loan-limits/#comments</comments>
		<pubDate>Tue, 01 Dec 2009 19:12:33 +0000</pubDate>
		<dc:creator>Bill Sohan</dc:creator>
				<category><![CDATA[203k Rehab]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[FHA 203k Streamline]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Mortgage Refinance]]></category>
		<category><![CDATA[USDA Rural Guaranteed Loan]]></category>
		<category><![CDATA[VA Loans]]></category>
		<category><![CDATA[Baltimore FHA]]></category>
		<category><![CDATA[bill sohan]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Homebuyer Seminars]]></category>
		<category><![CDATA[maryland fha mortgage]]></category>
		<category><![CDATA[Mortgage Foreclosure]]></category>
		<category><![CDATA[USDA Rural Loan]]></category>
		<category><![CDATA[VA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9595</guid>
		<description><![CDATA[Maryland&#8217;s FHA proposed rule was published today in the Federal Register regarding lender eligibility and net worth requirements.
6 Things you need to know about these changes:
1. If accepted, these changes will take effect January 1st, 2010.
2. Maryland FHA proposes to no longer approve mortgage brokers for participation in Maryland FHA programs.
3. The sponsoring Lender must [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/12/maryland-fha-proposed-rule-and-2010-loan-limits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maryland $8000 Home Buyer Tax Credit Extended</title>
		<link>http://www.myfhamortgageblog.com/2009/11/maryland-8000-home-buyer-tax-credit-extended/</link>
		<comments>http://www.myfhamortgageblog.com/2009/11/maryland-8000-home-buyer-tax-credit-extended/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 18:19:49 +0000</pubDate>
		<dc:creator>Bill Sohan</dc:creator>
				<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[FHA 203k Streamline]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[USDA Rural Guaranteed Loan]]></category>
		<category><![CDATA[VA Loans]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[VA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=9041</guid>
		<description><![CDATA[The U.S. Senate &#38; House have passed legislation to extend the Maryland $8,000 home buyer tax credit to May 1, 2010, for first-time buyers AND add a $6,500 tax credit for the existing homeowner if they&#8217;ve lived in their home for five of the past eight years. Maryland First-time homebuyers will continue at $8,000 &#8211; same [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/11/maryland-8000-home-buyer-tax-credit-extended/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Alert: Maryland First Time Hombuyer $8000 tax Credit Due To Expire</title>
		<link>http://www.myfhamortgageblog.com/2009/10/alert-maryland-first-time-hombuyer-8000-tax-credit-due-to-expire/</link>
		<comments>http://www.myfhamortgageblog.com/2009/10/alert-maryland-first-time-hombuyer-8000-tax-credit-due-to-expire/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 15:01:06 +0000</pubDate>
		<dc:creator>Bill Sohan</dc:creator>
				<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[FHA 203k Streamline]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[USDA Rural Guaranteed Loan]]></category>
		<category><![CDATA[VA Loans]]></category>
		<category><![CDATA[1st. Time homebuyer]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Maryland]]></category>
		<category><![CDATA[Tax Credit]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=8788</guid>
		<description><![CDATA[If you live in Maryland and you still want to take advantage of the $8000 First Time Homebuyer Tax credit you should hurry up.  The 1st Time Homebuyer credit is due to expire on November 30th.  Many of the big banks are turning customers away b/c they can&#8217;t process a loan in 30 days.  Academy Mortgage is [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/10/alert-maryland-first-time-hombuyer-8000-tax-credit-due-to-expire/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t wait until it&#8217;s to0 late! Take advantage of the free $8000 1st. time Baltimore Maryland Homebuyer program</title>
		<link>http://www.myfhamortgageblog.com/2009/08/dont-wait-until-its-to0-late-take-advantage-of-the-free-8000-1st-time-baltimore-maryland-homebuyer-program/</link>
		<comments>http://www.myfhamortgageblog.com/2009/08/dont-wait-until-its-to0-late-take-advantage-of-the-free-8000-1st-time-baltimore-maryland-homebuyer-program/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 19:18:42 +0000</pubDate>
		<dc:creator>Bill Sohan</dc:creator>
				<category><![CDATA[FHA 203k Streamline]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA Streamline Refinance]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[USDA Rural Guaranteed Loan]]></category>
		<category><![CDATA[VA Guaranteed Home Loan]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[Anne Arundel County]]></category>
		<category><![CDATA[Baltimore City]]></category>
		<category><![CDATA[FHA 203K]]></category>
		<category><![CDATA[FHA First-Time Home Buyer]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Homebuyer Seminars]]></category>
		<category><![CDATA[Maryand FHA]]></category>
		<category><![CDATA[USDA Rural Loan]]></category>
		<category><![CDATA[VA Mortgage]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=7432</guid>
		<description><![CDATA[FHA Mortgage, Interest Rates, Short Sale, USDA Rural Guaranteed Loan, VA Guaranteed Home Loan]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/08/dont-wait-until-its-to0-late-take-advantage-of-the-free-8000-1st-time-baltimore-maryland-homebuyer-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maryland 1st. Time Home buyer CDA Mortgage Program</title>
		<link>http://www.myfhamortgageblog.com/2009/07/maryland-1st-time-home-buyer-cda-mortgage-program/</link>
		<comments>http://www.myfhamortgageblog.com/2009/07/maryland-1st-time-home-buyer-cda-mortgage-program/#comments</comments>
		<pubDate>Mon, 13 Jul 2009 13:44:54 +0000</pubDate>
		<dc:creator>Bill Sohan</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[USDA Rural Guaranteed Loan]]></category>
		<category><![CDATA[- Maryland FHA]]></category>
		<category><![CDATA[30 Year Fixed]]></category>
		<category><![CDATA[Anne Arundel County]]></category>
		<category><![CDATA[Baltimore]]></category>
		<category><![CDATA[CDA]]></category>
		<category><![CDATA[Down Payment Assistance]]></category>
		<category><![CDATA[DSELP]]></category>
		<category><![CDATA[House Keys 4 Employees]]></category>
		<category><![CDATA[Maryland]]></category>
		<category><![CDATA[Mortgage Grant]]></category>
		<category><![CDATA[Smart Keys 4 Employees]]></category>
		<category><![CDATA[USDA]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=6441</guid>
		<description><![CDATA[This is a mortgage purchase program for 1st time home buyers(fed definition) Fixed rate, 30 yr loans Used with FHA, VA or USDA financing.
Borrower’s can get Down Payment &#38; Settlement Expense Loan Program. Money the state has appropriated to lend to 1sttime home buyers at 0% deferred, for them to use toward their settlement expenses. A Loan of [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/07/maryland-1st-time-home-buyer-cda-mortgage-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maryland Differences Between 2008/2009 First Time Homebuyer credit</title>
		<link>http://www.myfhamortgageblog.com/2009/02/maryland-differences-between-20082009-first-time-homebuyer-credit/</link>
		<comments>http://www.myfhamortgageblog.com/2009/02/maryland-differences-between-20082009-first-time-homebuyer-credit/#comments</comments>
		<pubDate>Thu, 26 Feb 2009 12:37:05 +0000</pubDate>
		<dc:creator>Bill Sohan</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[8000 tax credit]]></category>
		<category><![CDATA[bill sohan]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=2738</guid>
		<description><![CDATA[The chart below shows the differences between the 2008 and 2009 First Time Homebuyer tax credit for Maryland:
For more information about a Maryland FHA Mortgage, Loan Limits, or FHA guidelines, please feel free to contact me directly.
Bill Sohan
410-963-2308





FEATURE





CREDIT AS CREATED JULY 2008
APPLIES TO ALL QUALIFIED PURCHASES ON OR AFTER APRIL 9, 2008





 

REVISED CREDIT –
EFFECTIVE FOR [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/02/maryland-differences-between-20082009-first-time-homebuyer-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maryland FHA 203K</title>
		<link>http://www.myfhamortgageblog.com/2009/02/maryland-fha-203k/</link>
		<comments>http://www.myfhamortgageblog.com/2009/02/maryland-fha-203k/#comments</comments>
		<pubDate>Wed, 11 Feb 2009 23:04:38 +0000</pubDate>
		<dc:creator>Bill Sohan</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FHA Loan Limits]]></category>

		<guid isPermaLink="false">http://www.myfhamortgageblog.com/?p=2536</guid>
		<description><![CDATA[Here is are a few quick bullets that outline the guidelines for the different types Maryland 203k FHA mortgages.
For more information about a Maryland FHA Mortgage, Loan Limits, or FHA guidelines, please feel free to contact me directly.
Bill Sohan
410-963-2308
&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;
FHA 203K REHAB &#8211; Maryland
&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;

This loan allows a customer to finance the purchase price, or the existing [...]]]></description>
		<wfw:commentRss>http://www.myfhamortgageblog.com/2009/02/maryland-fha-203k/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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