Bob Rutledge

Mini Mortgage Questionaire

Posts By Bob Rutledge

St. Louis Mo First Time Home Buyers are reaping the benefits of FHA Mortgages

On July 28, 2009, in FHA Mortgage, Rates, by Bob Rutledge

Why It May Be A Great Time To Buy a Home in St. Louis
First Time Home Buyers in St. Louis, St. Louis County, St. Charles Missouri and the surrounding areas are experiencing an opportunity not seen in these parts for well over a decade, and all because of HUD and FHA mortgage financing. Interest rates are [...]

Written by: Bob Rutledge |

St. Louis and St. Charles and all surrounding areas, Missouri - 314-874-0371 x 3103

$8,000 Tax Credit – Time is Running Out for First Time Home Buyers in St. Louis

On July 16, 2009, in FHA Mortgage, Rates, by Bob Rutledge

November 30, 2009
If you are a First Time Home Buyer in and around the St. Louis area time is quickly running out to purchase your first new home and receive that $8,000 tax credit your Uncle Sam is wanting to give you. A Tax Credit is money that the Federal Government will GIVE to you over and above what you [...]

Written by: Bob Rutledge |

St. Louis and St. Charles and all surrounding areas, Missouri - 314-874-0371 x 3103

Down Payment and FHA Mortgages in St. Louis

On June 29, 2009, in FHA Mortgage, by Bob Rutledge

The questions I receive the most often from First Time Home Buyers in and around the St. Louis area is regarding the FHA required 3.5% down payment. In many instances the First Time Home Buyers I am working with either barely have that much saved up or they don’t have anything saved up for a down payment, [...]

Written by: Bob Rutledge |

St. Louis and St. Charles and all surrounding areas, Missouri - 314-874-0371 x 3103

FHA Mortgages Makes a New Home Affordable in St. Louis

On May 13, 2009, in FHA Mortgage, by Bob Rutledge

It has been a long time since I was able to make this statement; if you are currently renting you can buy a new home and not have your monthly mortgage exceed what you are paying in monthly rent. Two factors are contributing to creating a very affordable housing market for first time home buyers, [...]

Written by: Bob Rutledge |

St. Louis and St. Charles and all surrounding areas, Missouri - 314-874-0371 x 3103

FHA Mortgages in St. Louis – Zero Down Payment

On March 11, 2009, in FHA Mortgage, by Bob Rutledge

Many mortgage programs that allowed you to buy a new home with zero down payments have recently exited the real estate market, but in St. Louis with the help of a FHA mortgage you have many options available to you to buy your next new home without a down payment.
In fact, with an FHA mortgage it [...]

Written by: Bob Rutledge |

St. Louis and St. Charles and all surrounding areas, Missouri - 314-874-0371 x 3103

FHA and Real Estate in St. Louis is An Opportunity of a Lifetime

On February 27, 2009, in FHA Mortgage, by Bob Rutledge

The real estate market in St. Louis combined with the low interest rates of FHA mortgage makes buying your next new home, especially if you are a first time home buyer, an opportunity of a lifetime!
Financial wizard Warren Buffet says; “A simple rule dictates my buying: be fearful when others are greedy and be greedy when others [...]

Written by: Bob Rutledge |

St. Louis and St. Charles and all surrounding areas, Missouri - 314-874-0371 x 3103

FHA First Time Home Buyers in St. Louis

On February 22, 2009, in FHA Mortgage, by Bob Rutledge

Thanks to FHA First Time Home Buyer mortgage programs, right now may be your best time to take advantage of a St. Louis or St. Charles County real estate deal.
As a 15 year veteran mortgage professional, I can’t recall a time more advantageous to buy your first home.
If I were considering becoming a first time home [...]

Written by: Bob Rutledge |

St. Louis and St. Charles and all surrounding areas, Missouri - 314-874-0371 x 3103