Raintree Mortgage (Las Vegas)
9488 West Flamingo Rd. Suite 102
Las Vegas, NV 89147 | NV LIC 2511
702-432-5626 | Email
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Being prepared ahead of time by gathering the required documentation will help your Las Vegas Mortgage approval process move a little smoother.
Regardless of which mortgage program fits your scenario best, there are a few basic conditions that banks need to look at prior to issuing a full mortgage approval.
In regards to your income and asset documentation, you can be safe to find the most recent two statements:
Income
- Pay Stubs
- W2’s
- Tax Returns
- Child Support
Assets
- Bank Statements
- 401k
- Mutual Fund / Investment Accounts
Other
- 12 Month lease agreement, or 12 canceled checks made to a private party landlord
- Final Settlement Statement on recent sale of previous property
- Bankruptcy papers and explanation for any derogatory payments after the BK
- Letters of explanation for gaps in employment
- Letters of explanation for any judgments, tax liens, or repossessions
- Mortgage payment coupons on other real estate owned, including proof of annual tax and insurance costs
- Current lease agreements on any other real estate owned
- Job transfer letters
- College Degree if work history has not been established
It isn’t absolutely necessary to have all of this documentation ready at the time of the initial phone or office consultation, however, these items will be needed for full mortgage approval.
In the mean time, the Raintree Mortgage staff will meet with you via phone or office visit for a full strategy session where we will analyze your financial goals and help you decide on a mortgage plan of attack that fits your individual needs.
We use the strategy session as a time to answer all of your mortgage questions and educate you about how the mortgage approval, rate lock and funding process works.
Schedule a strategy session today by calling our office, or fill out a mini mortgage questionnaire online.
Top 4 Las Vegas Mortgage Links / Articles / Questions
- Las Vegas Mortgage – How Much Can I Borrow?
- What Are The Current Mortgage Interest Rates?
- Applying For A Las Vegas Mortgage – What Documentation Do I Need?
- How Does The Mortgage Approval and Funding Process Work?
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