For a limited time, up to 99.5 % financing is being offered to increase home ownership opportunities to individuals and families in California. You can purchase a home with a FHA Loan for as little as .5% down payment.  Yes! That’s right! As little as a 1/2% down payment.

Call Jeff Sloan at (909) 475-7069 to learn more about the details of this program.

CHF-Access

CHF has negotiated with FHA to allow a second mortgage to cover 3% of the 3.5% required
down payment by using the CHF Access down payment assistance loan.

Eligibility Guidelines:

  • Not Limited to just first time home buyers.
  • 3% 2nd loan can be used for down payment or to pay closing costs.
  • No minimum FICO score required.
  • No Sales price limits.
  • No minimum borrower contribution.
  • No pre-pay penalties.
  • Gift funds are allowed from family members.
  • Seller contributions allowed, up to 6%.
  • Income limits are 120% of HUD AMI.
  • 2nd loan (CHF Access) is 15 year fixed @ 8.5%.
  • No recapture tax / penalty if home is sold later on.

Call Jeff Sloan at (909) 475-7069 to learn how you can qualify for this program.

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CHF Access